David Ramirez
$640,0004 bd3 ba2,992 sqft$214 /sqft$4,702 /mo all-in ↓

2728 RUNNING SPRINGS LOOP, OVIEDO, FL, 32765

Active17 days on marketListed Jul 7, 2026MLS #O6416771

Single Family ResidenceLITTLE CREEK PH 1A

Come see it

Upcoming open house

Sun, Jul 26

4:00 PM – 5:00 PM

About this home

2728 RUNNING SPRINGS LOOP

Welcome to your dream home in the desirable Little Creek community of Oviedo! This beautifully maintained 4-bedroom, 3-bathroom home with a private office and oversized bonus room offers the perfect blend of elegance, comfort, and functionality. Step inside to discover a formal dining room, dedicated home office, and a spacious open-concept layout that seamlessly connects the kitchen, breakfast nook, and family room—ideal for everyday living and entertaining. The screened lanai overlooking a peaceful yard and water feature provides the perfect space to relax and enjoy Florida's beautiful weather. The thoughtfully designed split floor plan features a luxurious first-floor primary suite complete with two built-in walk-in closets, dual vanities, a soaking tub, a separate shower, and a private water closet. A guest bedroom and full bath are also conveniently located on the main level. Upstairs, you'll find two additional bedrooms, a full bathroom, and a large den perfect for a media room, playroom, or home gym. Ideally located just minutes from shopping, dining, top-rated Seminole County schools, UCF, SR 417, Downtown Orlando, Orlando International Airport, and Central Florida's world-famous attractions, this exceptional home offers the lifestyle you've been searching for. Don't miss the opportunity to make this beautiful Little Creek home yours—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,992

Sqft

0.19 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$214

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorGarden

Community & fees

HOA fee$38/mo
Taxes (2025)$9,731/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesPublic · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,702 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$811
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$4,702/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$811
HOA / condo fee$38
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$506KedgeAI estimate $609,299 · range $527K$724K$753K

vs edgeAI estimate

+5%

$/sqft vs Oviedo actives

$214 vs $250

Days on market

17 vs 25 typical

Where $214/sqft sits among the 199 Oviedo actives

60 · this home
75
38
14
2
10
$192–231$231–270$270–309$309–348$348–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 2728 RUNNING SPRINGS LOOP

Drive times from this address

Downtown Orlando28 min
Orlando Int’l Airport (MCO)37 min
Universal Orlando41 min
Walt Disney World53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

110 of 199

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $640,000 · 17 days on market since
1996Built · LITTLE CREEK PH 1A

Reality check

What actually sold near 2728 RUNNING SPRINGS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2746 RUNNING SPRINGS LOOPSold · Oct ’25

$799,000

2746 RUNNING SPRINGS LOOP · same community

5 bd · 3 ba · 3,943 sqft · $203/sqft · 11 DOM

1421 HAMPSTEAD TERRACESold · Feb ’26

$640,000

1421 HAMPSTEAD TERRACE

4 bd · 2.5 ba · 2,998 sqft · $213/sqft · 109 DOM

1491 HAMPSTEAD COVESold · Jul ’26

$650,000

1491 HAMPSTEAD COVE

4 bd · 2.5 ba · 2,982 sqft · $218/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2728 RUNNING SPRINGS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2728 RUNNING SPRINGS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2728 RUNNING SPRINGS LOOP FAQs

What would the monthly payment be for 2728 RUNNING SPRINGS LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,702/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2728 RUNNING SPRINGS LOOP?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2728 RUNNING SPRINGS LOOP?+

The most recent tax bill on record (2025) was $9,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2728 RUNNING SPRINGS LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $640,000, this home is listed about 22% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2728 RUNNING SPRINGS LOOP?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PRIME PROPERTIES · Shirley Botansky. MLS #O6416771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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