David Ramirez
$5,895$6,2505 bd4.5 ba4,199 sqft$1 /sqft$203 /mo all-in ↓

8222 TOPSAIL PLACE, WINTER GARDEN, FL, 34787

Active51 days on marketListed Jun 13, 2026MLS #O6416728

Priced 99% below the WINTER GARDEN 34787 medianReduced $355Single Family ResidenceLAKESHORE PRESERVE PH 5

About this home

8222 TOPSAIL PLACE

STUNNING, well-maintained Executive estate home with everything you've been looking for! This gorgeous GARDENIA model by TOLL BROTHERS features 4200 square feet of living space with AMAZING VIEWS of a tranquil pond in the front, retention space in back in the desirable LAKESHORE community in HORIZON WEST, providing the perfect ONE OF A KIND idyllic space you've been looking for! You will enjoy relaxed Florida living perfect for entertaining or a quiet day amongst the HIGH-END DETAIL throughout. You will feel the MAJESTY of this home upon entering the Welcoming Foyer & Dining Room! Attention to detail is observed throughout this home - from the window treatments, lighting features, built-ins, amongst many others. As you enter the WELL-APPOINTED open-concept kitchen/living room area you are greeted with the CHEF'S KITCHEN boasting Quartz countertops beautifully accenting the tall cabinets. Multiple pantries including a butler’s pantry, laundry room and an oversized Guest Bedroom and Bath complement the downstairs. The GRANDEUR of this home is evident in its back wall of windows which slide opens to a SPACIOUS EXTENDED COVERED PATIO to complete a truly blended indoor/outdoor living space. Outdoor comfort is accented by AUTOMATIC SCREENS which lead to a large, outdoor yard, perfect for enjoying sunrises and sunsets in a tranquil setting. Upstairs continues the warmth and high-end retreat you deserve. You will find the MASTER RETRAT, LARGE BATH with custom finishes and OVERSIZED WALK IN CLOSETS and a PRIVATE BALCONY, separated for privacy from the rest of the upstairs bedrooms. The middle of the second floor offers a LARGE FAMILY/GAME AREA. 3 additional bedrooms allow for a home office and enough room for family to complete the upstairs. Tankless GAS hot water heater, gas range and stove, and energy efficient windows provides for energy conservation peace of mind. Residents enjoy a MAGNIFICENT CLUBHOUSE with swimming pool, gym, volleyball court, grill area, canoes, lake access and fire pit for entertaining. Cable TV, Internet, Washer, Dryer, Pest Control and Ground Maintenance are included! The elementary and high school is in close proximity to the community! Located minutes from 429 with easy access to Disney, downtown Orlando, the beaches and theme parks. Note $1,000 of deposit will be non-refundableand due at signing contract to lease. Do not miss this opportunity, schedule a showing today!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,199

Sqft

0.23 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$1

Per sqft

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Electric · Natural Gas · Zoned

Outside & construction

FacesSoutheast
ParkingCurb Parking · Driveway · Garage Door Opener · Guest · Off Street · On Street
ExteriorBalcony · French Doors · Irrigation System · Lighting · Sidewalk · Sprinkler Metered

Community & fees

PetsBreed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit
CommunityDock · Lake · Water Access · Association Recreation - Owned · Clubhouse · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$203 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $206Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $206
Interest rate6.00%
Loan term

Estimated payment

$203/mo

Principal & interest$35
FHA mortgage insurance (est.)$3
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$1 vs $260

Days on market

51 vs 31 typical

Where $1/sqft sits among the 400 Winter Garden actives

0 · this home
6
57
208
77
52
$1–72$72–143$143–213$213–284$284–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village F

Map of 8222 TOPSAIL PLACE inside its neighborhood boundary

Drive times from this address

Walt Disney World12 min
Universal Orlando28 min
Downtown Orlando28 min
Orlando Int’l Airport (MCO)39 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village F — neighborhood snapshot

Population

8,788

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

1,130

For the school run

Orange County School District

HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★
ElementaryPanther Lake Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

163 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,895 $355
Jun 13, 2026Listed at $6,250 · 51 days on market since
2021Built · LAKESHORE PRESERVE PH 5

Reality check

What actually sold near 8222 TOPSAIL PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15828 SHOREBIRD LANESold · May ’26

$930,000

15828 SHOREBIRD LANE · same community

4 bd · 3.5 ba · 3,058 sqft · $304/sqft · 6 DOM

15859 SHOREBIRD LANESold · Feb ’26

$860,000

15859 SHOREBIRD LANE · same community

4 bd · 3.5 ba · 2,812 sqft · $306/sqft · 18 DOM

10037 AUSTRINA OAK LOOPSold · Feb ’26

$1,025,000

10037 AUSTRINA OAK LOOP

5 bd · 3.5 ba · 4,305 sqft · $238/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8222 TOPSAIL PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8222 TOPSAIL PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8222 TOPSAIL PLACE FAQs

What would the monthly payment be for 8222 TOPSAIL PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8222 TOPSAIL PLACE?+

The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $5,895, this home is listed about 99% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 8222 TOPSAIL PLACE?+

Horizon High School (high), Water Spring Middle School (middle), Panther Lake Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER GARDEN 34787 market on paper

$5,895 is 99% below the WINTER GARDEN 34787 median of $529,995, and at $1/sqft it sits under the Winter Garden average of $282.

02Strong assigned schools

Horizon High School, Water Spring Middle School, Panther Lake Elementary — Horizon High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $6,250, now $5,895 — a $355 cut. The full history is in the market section below.

Listing courtesy of CHASTAIN REAL ESTATE COMPANY LLC · Jonathan Jankowski. MLS #O6416728.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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