3148 N COVINGTON DRIVE, DELTONA, FL, 32738
Active42 days on marketListed Jun 12, 2026MLS #O6416568
About this home
3148 N COVINGTON DRIVE
Virtually Staged. Under Construction. BRAND NEW HOME with WARRANTY. A remarkable home with Smart home technology package (control security system and garage door from anywhere in the world, includes an amazing floor plan offering a comfortable and convenient lifestyle. Builder's preferred lender is offer 4.99% and closing costs assistance. The home also qualifies for the CRA Portfolio Home Start Mortgage Loan for properties in LMI census tracts. Zero down payment No mortgage insurance required (No PMI), Min credit score of 620, No limitations on borrower qualifying income and 30-year fixed rate. This spacious home features 4 bedrooms, 2 bathrooms thoughtfully designed living and storage space. The property boasts a modern open-concept layout, ideal for both relaxation and entertaining. The great room is illuminated by abundant natural light, creating a welcoming ambiance for residents and guests alike. The kitchen is a culinary enthusiast's delight, equipped with stainless steel appliances, granite countertops, and soft-close lifetime wood shaker cabinets, ensuring both functionality and style. The home is fitted with luxurious tile flooring throughout, including the bedrooms, providing a seamless and elegant appearance. Eco friendly central air cooling ensures year-round comfort. Master Bathroom boosts a 5ft custom rainfall shower with a separate soaker tub and private water closet. Parking is effortless with a two-car garage, offering ample space for vehicles and additional storage, as well additional parking on the extended driveway. The property is situated on a spacious lot, located less than ten minutes from I-4, this home is perfect for commuters. Residents will appreciate the proximity to shopping centers, grocery stores, dining options, and parks, making everyday errands and leisure activities easily accessible. Experience the best from this award winning builder. Contact us today to schedule a tour of this exceptional property. Lifetime warranty roofing shingles and builder's 10 year award winning warranty (no representations or warranties are made regarding school districts or school assignments). Scheduled completion in 30 days. Photos are of similar model but not that of exact house.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,600
Sqft
0.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs DELTONA LAKES
$225 vs $225
Days on market
42 vs 30 typical
Where $225/sqft sits among the 8 homes for sale in DELTONA LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 8
DELTONA LAKES have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3148 N COVINGTON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$321,300
2375 BELEN DRIVE · same community
4 bd · 2 ba · 1,563 sqft · $206/sqft · 15 DOM
Sold · Aug ’25$320,000
2229 CLEARWATER DRIVE · same community
3 bd · 2 ba · 1,670 sqft · $192/sqft · 74 DOM
Sold · Jul ’25$300,000
2444 OMAHA DRIVE · same community
3 bd · 2 ba · 1,478 sqft · $203/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3148 N COVINGTON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3148 N COVINGTON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3148 N COVINGTON DRIVE FAQs
What would the monthly payment be for 3148 N COVINGTON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3148 N COVINGTON DRIVE?+
The most recent tax bill on record (2025) was $1,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3148 N COVINGTON DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $359,999, this home is listed about 12% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3148 N COVINGTON DRIVE?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA DREAM REAL ESTATE INC · Michael O'Donnell. MLS #O6416568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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