4461 ARLINGTON AVENUE, ST CLOUD, FL, 34769
Active38 days on marketListed Jun 15, 2026MLS #O6416533
About this home
4461 ARLINGTON AVENUE
Welcome home to this beautifully upgraded and meticulously maintained residence in the desirable Anthem Park community of Saint Cloud. Combining modern style, thoughtful upgrades, and everyday convenience, this home offers the perfect blend of comfort and functionality. The heart of the home features a bright, open-concept layout with a beautifully updated kitchen showcasing a brand-new designer backsplash, stainless steel appliances, ample cabinetry, and generous counter space for cooking, entertaining, and gathering with family and friends. Throughout the home, you'll find custom-built closets in every bedroom, providing exceptional storage and organization rarely found at this price point. Additional upgrades include brand-new sliding door shutters in the living room, adding both style and privacy, while the Ring security camera system stays with the property for added peace of mind. Step outside and enjoy all that Anthem Park has, including resort-style amenities, scenic walking paths, parks, and recreational areas. The location is ideal for busy families and professionals alike, with shopping, dining, schools, and everyday conveniences just minutes away. A daycare center and police station are both located less than five minutes from the home, adding to the property's exceptional convenience and accessibility. With easy access to major roadways, Lake Nona, Orlando International Airport, and the many attractions of Central Florida, this move-in-ready home offers the lifestyle today's buyers are looking for. Don't miss your opportunity to own a home that combines modern upgrades, abundant storage, and an exceptional location in one of Saint Cloud's most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,370
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,605/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.4%
Days on market
38 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4461 ARLINGTON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4461 ARLINGTON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4461 ARLINGTON AVENUE FAQs
What would the monthly payment be for 4461 ARLINGTON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill, the $237/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4461 ARLINGTON AVENUE?+
The association fee works out to $237 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4461 ARLINGTON AVENUE?+
The most recent tax bill on record (2025) was $5,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4461 ARLINGTON AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $274,900, this home is listed about 35% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4461 ARLINGTON AVENUE?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LA ROSA REALTY CENTRAL FLORIDA LLC · Maria Fernandez. MLS #O6416533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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