David Ramirez
$489,5003 bd2.5 ba1,658 sqft$295 /sqft$3,440 /mo all-in ↓

3736 LAKE MARGARET DRIVE, ORLANDO, FL, 32812

Active55 days on marketListed Jun 12, 2026MLS #O6416532

Private poolSingle Family ResidenceANDERSON HEIGHTS

About this home

3736 LAKE MARGARET DRIVE

Mature oaks and an old magnolia shade the front of this home, and a red double door waits at the end of the paver drive. This is one of those established Orlando streets where the trees grew in decades ago. What sets this house apart is everything that has already been done. This is pride of ownership, top to bottom, with the kind of upgrades most buyers only talk about. Inside, LVP runs wall to wall. No carpet anywhere. The family room opens wide at the center of the house. The kitchen was completely redone: custom wood cabinets, white granite counters, newer appliances, and a breakfast bar that faces the family room so you cook without leaving the conversation. The backyard is the reason you buy this house. The in-ground pool has a heated spa, and you run both from a remote inside. Steps away, a covered Margaritaville bar comes with a sink, running water, a refrigerator, and a ceiling fan. Hedges wrap the yard on every side and a magnolia shades the patio, so the whole space stays private. The fence wraps the yard with a wide gate for the mower. After dark, in-ground lights trace the pool and climb into the trees. This home is also built to keep running. A Generac generator starts on its own during an outage, fed by its own propane tank. A Ring doorbell, front and back cameras, and a whole-house security system stay on watch. The primary suite takes its own end of the house with a private bath. Two more bedrooms give you room for family, guests, or work, and one is already built out as an office with twin desks and shelving. The garage works as hard as the house: a workbench, laundry, a half bath, electric car charger, and a separate air-conditioned room ready for a studio or hobby space. Noteworthy highlights: whole home replumbed, brand new Trane HVAC complete system (2025, a $19K upgrade), newer roof (2018), and a new water heater (2025). You are minutes from downtown, the 408, and Orlando International, and zoned for Boone High School. Go Braves. You definitely don't want to wait to see this one!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,658

Sqft

0.22 ac

Lot size

2

Garage

1973

Year built

One

Levels

$295

Per sqft

Private poolPool viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorIrrigation System · Lighting · Rain Gutters · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$2,182/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,440 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,882
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,133Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,133
Interest rate6.00%
Loan term

Estimated payment

$3,440/mo

Principal & interest$2,882
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ANDERSON HEIGHTS

$295 vs $290

Days on market

55 vs 41 typical

Where $295/sqft sits among the 7 homes for sale in ANDERSON HEIGHTS

4 · this home
1
1
0
0
1
$256–307$307–358$358–409$409–460$460–511$511+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3736 LAKE MARGARET DRIVE

Drive times from this address

Downtown Orlando10 min
Orlando Int’l Airport (MCO)17 min
Universal Orlando23 min
Walt Disney World33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32812 — neighborhood snapshot

Population

34,454

Median age

37.8

Median income

$74,245

Median home value

$342,800

Avg household

2.45

Households w/ children

4,013

For the school run

Orange County School District

ElementaryShenandoah Elementary★★★★★
MiddleConway Middle★★★★★
HighWilliam R Boone High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

2 of 7

ANDERSON HEIGHTS have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the ORLANDO 32812 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $489,500 · 55 days on market since
1973Built · ANDERSON HEIGHTS

Reality check

What actually sold near 3736 LAKE MARGARET DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8501 NW 31st Ave, Miami FL 33147Sold · Oct ’25

$585,000

8501 NW 31st Ave, Miami FL 33147 · same community

3 bd · 2 ba · 1,577 sqft · $371/sqft · 14 DOM

3230 LAKE ANDERSON AVENUESold · Jun ’26

$410,000

3230 LAKE ANDERSON AVENUE · same community

4 bd · 2 ba · 1,772 sqft · $231/sqft · 28 DOM

3152 TOURAINE AVENUESold · Sep ’25

$521,000

3152 TOURAINE AVENUE · same community

4 bd · 2 ba · 1,829 sqft · $285/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3736 LAKE MARGARET DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3736 LAKE MARGARET DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3736 LAKE MARGARET DRIVE FAQs

What would the monthly payment be for 3736 LAKE MARGARET DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3736 LAKE MARGARET DRIVE?+

The most recent tax bill on record (2025) was $2,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3736 LAKE MARGARET DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $489,500, this home is listed about 25% above the Orlando median of $392,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3736 LAKE MARGARET DRIVE?+

Shenandoah Elementary (elementary), Conway Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Brad Young. MLS #O6416532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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