682 MERRIMAC STREET, DELTONA, FL, 32725
Active47 days on marketListed Jun 20, 2026MLS #O6416487
About this home
682 MERRIMAC STREET
WHITE PICKET FENCE DREAM HOME WITH NO HOA! NEW ROOF!. EXTRA LARGE LOT,, OVER 1500 SQ FEET Full of charm, character, and curb appeal, this cozy, move-in-ready 2-bedroom, 1-bath home sits on a rare oversized fenced lot and features fresh interior and exterior paint, a newer roof, and a spacious glass-enclosed family room that adds valuable living space. Step inside to a bright and welcoming floor plan filled with natural light, creating a warm and comfortable atmosphere from the moment you enter. The cozy living area flows effortlessly into the kitchen and dining space, making everyday living both practical and enjoyable. One of the standout features of this home is the large glass-enclosed family room, providing flexible space for entertaining, a home office, hobbies, a playroom, or simply relaxing while enjoying views of the backyard. Outside, you'll find plenty of room for pets, gardening, outdoor gatherings, and future projects on the oversized fully fenced lot. The classic white picket fence adds timeless appeal and creates the welcoming atmosphere so many buyers dream about. Conveniently located just minutes from I-4, shopping, restaurants, medical facilities, parks, and entertainment. Enjoy easy access to Orlando and Daytona Beach, both approximately 30 minutes away. Whether you're purchasing your first home, downsizing, or searching for an affordable Florida retreat, this charming property offers comfort, convenience, character, and exceptional value.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,552
Sqft
0.22 ac
Lot size
1964
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Deltona actives
$161 vs $205
Days on market
47 vs 30 typical
Where $161/sqft sits among the 307 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
151 of 307
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 682 MERRIMAC STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$213,000
565 S FLOYD CIRCLE · same community
3 bd · 1 ba · 1,020 sqft · $209/sqft · 31 DOM
Sold · Apr ’26$219,500
646 N WELLINGTON DRIVE · same community
2 bd · 1 ba · 880 sqft · $249/sqft · 7 DOM
Sold · Oct ’25$211,000
1546 FLAGAMI TERRACE · same community
2 bd · 1 ba · 766 sqft · $275/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 682 MERRIMAC STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 682 MERRIMAC STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
682 MERRIMAC STREET FAQs
What would the monthly payment be for 682 MERRIMAC STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 682 MERRIMAC STREET?+
The most recent tax bill on record (2025) was $2,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $249,900, this home is listed about 24% below the Deltona median of $328,950. The market section on this page shows how the area is trending.
Which schools are assigned to 682 MERRIMAC STREET?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REAL ESTATE PREFERRED · Wally Gilmour. MLS #O6416487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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