2630 GRESHAM STREET, SEBRING, FL, 33875
Active37 days on marketListed Jun 12, 2026MLS #O6416480
About this home
2630 GRESHAM STREET
Welcome home to this beautifully maintained 3-bedroom, 2-bath residence featuring a desirable split-bedroom floor plan, a 2-car garage, and a spacious lot in a peaceful neighborhood just a short stroll from Lake Josephine. With no HOA restrictions, you'll have the freedom and space to enjoy your lifestyle, whether that includes pets, recreational vehicles, gardening, or even adding a future pool. The fully fenced backyard offers endless possibilities and includes a storage shed for added convenience. This home has been thoughtfully updated and well cared for, providing peace of mind with a whole-house generator, buried 250-gallon propane tank, storm shutters, and air conditioning system installed in 2021. Step through the charming screened front porch into a welcoming living area highlighted by soaring vaulted ceilings and attractive wood-look laminate flooring. The spacious kitchen is the heart of the home, featuring newer stainless-steel appliances and large island that seamlessly connects the kitchen, dining, and living spaces—perfect for both everyday living and entertaining. Sliding glass doors open to a large screened lanai with tile flooring, creating an ideal setting for relaxing or hosting family and friends. All three bedrooms feature carpeting, and the convenient indoor laundry room includes washer and dryer units along with additional storage cabinetry. This move-in-ready home combines comfort, functionality, and country charm in a highly desirable location
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.35 ac
Lot size
2
Garage
2004
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$221 vs $188
Days on market
37 vs 60 typical
Where $221/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
88 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1000% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 2630 GRESHAM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$230,000
1507 WILSON DRIVE
3 bd · 3 ba · 1,529 sqft · $150/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2630 GRESHAM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2630 GRESHAM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2630 GRESHAM STREET FAQs
What would the monthly payment be for 2630 GRESHAM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2630 GRESHAM STREET?+
The most recent tax bill on record (2025) was $3,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $307,900, this home is listed about 10% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2630 GRESHAM STREET?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBYN PHILLIPS REAL ESTATE SERVICES LLC · Robyn Phillips. MLS #O6416480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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