571 NW ZACK DRIVE, LAKE CITY, FL, 32055
Active55 days on marketListed Jun 15, 2026MLS #O6416252
About this home
571 NW ZACK DRIVE
Welcome home to this spacious 3-bedroom, 2-bathroom home situated on a generous half-acre lot in the Emerald Lakes community. Head up the driveway to the two-car garage and a walkway that leads you up to the covered front entry. Step inside to discover a bright foyer accented by soaring ceilings that create an open and inviting atmosphere. Entertain guests in the formal living room or host memorable dinners in the separate formal dining room. The well-appointed kitchen offers abundant counter space, ample cabinetry, stainless steel appliances, breakfast bar highlighted by pendant lighting, and a cozy dinette area for casual meals. The family room is conveniently located just off the kitchen, making it the perfect space to relax or gather. The primary suite serves as a private retreat, featuring an elegant tray ceiling and a hallway lined with two walk-in closets leading to the ensuite bathroom. The spacious bath includes dual sinks, a shower, and a separate garden tub for unwinding after a long day. Two additional generously sized bedrooms provide flexibility for family, guests, or a home office. An interior laundry room adds everyday convenience. Step through the French doors to enjoy the covered, fully screened patio, complete with a ceiling fan for added comfort while you relax, enjoy the fresh air, and gaze out to the large backyard. A metal storage shed offers additional space for tools, equipment, or seasonal items. Roof was replaced in 2021. Convenient location near I-75 off Highway 90, providing easy access to shopping, dining, and commuting routes. Offering the perfect combination of space, comfort, and convenience, this home is ready to welcome its next owner. Don't miss your opportunity to make it yours—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,240
Sqft
0.5 ac
Lot size
2
Garage
2004
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,575 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,575/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$156 vs $190
Days on market
55 vs 56 typical
Where $156/sqft sits among the 60 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$325K → $262K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
27 of 60
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 571 NW ZACK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$465,000
144 NW MERCURY COURT
4 bd · 2 ba · 2,076 sqft · $224/sqft · 5 DOM
Sold · Dec ’25$670,000
148 NW HORIZON STREET
4 bd · 2.5 ba · 2,492 sqft · $269/sqft · 163 DOM
Sold · Aug ’25$380,000
4509 NW WISTERIA DRIVE
4 bd · 3.5 ba · 2,500 sqft · $152/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 571 NW ZACK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 571 NW ZACK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
571 NW ZACK DRIVE FAQs
What would the monthly payment be for 571 NW ZACK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,575/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 571 NW ZACK DRIVE?+
The most recent tax bill on record (2025) was $2,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 571 NW ZACK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $349,000, this home is listed about 13% below the Lake City median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 571 NW ZACK DRIVE?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 43% above the LAKE CITY 32055 median.
02Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $359,000, now $349,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ASSURED · Scott Bedsole. MLS #O6416252.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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