David Ramirez
$315,0004 bd2 ba1,481 sqft$213 /sqft$2,605 /mo all-in ↓

10225 SUMMERVIEW CIRCLE, RIVERVIEW, FL, 33578

Active33 days on marketListed Jun 16, 2026MLS #O6416240

Single Family ResidenceSUMMERVIEW OAKS SUB

About this home

10225 SUMMERVIEW CIRCLE

VR tour available. Move-in ready 4-bedroom, 2-bath home in Riverview with 1,481 sqft, recent updates, and a fully fenced backyard. Seller offering up to $13,388 toward buyer closing costs, prepaid expenses, and/or interest rate buydown when using Seller’s preferred lender. Inside, the main living area offers a comfortable layout with a spacious family room that flows into the dining area and kitchen. The first-floor primary suite includes a walk-in closet and en-suite bath, while three additional bedrooms and a full bath upstairs provide flexibility for guests, a home office, or extra storage. Recent updates add value throughout, including fresh interior paint, granite countertops, refreshed bathroom vanities, updated lighting and fixtures, bathroom plumbing and electrical updates, serviced HVAC, and improved curb appeal. Laminate flooring runs through the common areas and bedrooms for easy maintenance. Outside, enjoy a fenced backyard with a patio, mature shade trees, and usable outdoor space. Conveniently located near shopping, dining, schools, and major commuter routes. Buyer incentive subject to preferred lender approval, loan program guidelines, and executed contract terms.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,481

Sqft

0.14 ac

Lot size

1

Garage

2005

Year built

Two

Levels

$213

Per sqft

Pets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Microwave · Range
InteriorThermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorSidewalk

Community & fees

HOA fee$62/mo
Taxes (2025)$4,672/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$389
HOA fee — from the listing$62
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,605/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$389
HOA / condo fee$62
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$295KedgeAI estimate $314,827 · range $307K$334K$347K

vs edgeAI estimate

+0.1%

$/sqft vs Riverview actives

$213 vs $186

Days on market

33 vs 33 typical

Where $213/sqft sits among the 400 Riverview actives

89
98
84
69 · this home
26
34
$143–164$164–184$184–204$204–224$224–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 10225 SUMMERVIEW CIRCLE

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)40 min

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

207 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $315,000 · 33 days on market since
2005Built · SUMMERVIEW OAKS SUB

Reality check

What actually sold near 10225 SUMMERVIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10209 SUMMERVIEW CIRCLESold · Sep ’25

$330,000

10209 SUMMERVIEW CIRCLE · same community

4 bd · 2 ba · 1,481 sqft · $223/sqft · 200 DOM

10433 ALDER GREEN DRIVESold · Aug ’25

$324,000

10433 ALDER GREEN DRIVE

3 bd · 2 ba · 1,540 sqft · $210/sqft · 60 DOM

10433 ALDER GREEN DRIVESold · Oct ’25

$324,000

10433 ALDER GREEN DRIVE

3 bd · 2 ba · 1,540 sqft · $210/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10225 SUMMERVIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10225 SUMMERVIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10225 SUMMERVIEW CIRCLE FAQs

What would the monthly payment be for 10225 SUMMERVIEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10225 SUMMERVIEW CIRCLE?+

The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10225 SUMMERVIEW CIRCLE?+

The most recent tax bill on record (2025) was $4,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10225 SUMMERVIEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $315,000, this home is listed about 19% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10225 SUMMERVIEW CIRCLE?+

Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PROPERTY LOGIC RE · Mark D'Italia. MLS #O6416240.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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