855 PEARL DRIVE, MOUNT DORA, FL, 32757
Active26 days on marketListed Jun 25, 2026MLS #O6416195
About this home
855 PEARL DRIVE
Welcome to 855 Pearl Drive, a charming 3-bedroom, 1.5-bath home ideally located just minutes from the shops, restaurants, waterfront, and year-round events that make downtown Mount Dora one of Central Florida's most beloved destinations. This inviting home offers a functional layout with comfortable living spaces and fresh interior paint, creating a bright, clean feel that's ready for its next owner. Major peace-of-mind updates include a brand-NEW ROOF to be installed at closing, providing long-term value and confidence for years to come. Outside, you'll find both a fenced front and backyard, offering plenty of space for pets, play, gardening, or simply enjoying the Florida sunshine. Whether you're relaxing outdoors or entertaining family and friends, the fully fenced property provides privacy and versatility. Conveniently located near shopping, dining, parks, and major roadways while maintaining the small-town charm Mount Dora is known for, this home presents an excellent opportunity for first-time buyers, downsizers, or investors alike. Don't miss your chance to own an affordable piece of Mount Dora just minutes from historic downtown. Schedule your private showing today! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,251
Sqft
0.16 ac
Lot size
1961
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,100 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,100/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Mount Dora actives
$219 vs $218
Days on market
26 vs 50 typical
Where $219/sqft sits among the 285 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Isle
Get to know Mount Dora. See the full Mount Dora guide →
Golden Isle — neighborhood snapshot
Population
458
Median age
38
Median income
$69,280
Median home value
$278,800
Avg household
2
Households w/ children
38%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
169 of 285
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 855 PEARL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$215,000
890 GOLDEN ISLE DRIVE · same community
3 bd · 1 ba · 1,119 sqft · $192/sqft · 44 DOM
Sold · Feb ’26$285,000
1095 GOLDEN ISLE DRIVE · same community
4 bd · 2 ba · 1,442 sqft · $198/sqft · 111 DOM
Sold · May ’26$165,000
910 EMERALD DRIVE · same community
3 bd · 1 ba · 1,012 sqft · $163/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 855 PEARL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 855 PEARL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
855 PEARL DRIVE FAQs
What would the monthly payment be for 855 PEARL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 855 PEARL DRIVE?+
The most recent tax bill on record (2025) was $2,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 855 PEARL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $274,000, this home is listed about 42% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 855 PEARL DRIVE?+
Triangle Elementary School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DJ & LINDSEY REAL ESTATE · Ciarra Groom. MLS #O6416195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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