David Ramirez
$13,900,0006 bd8.5 ba11,100 sqft$1,252 /sqft$89,309 /mo all-in ↓

9832 LAUREL VALLEY DRIVE, WINDERMERE, FL, 34786

Active42 days on marketListed Jun 11, 2026MLS #O6416194

WaterfrontPrivate poolSingle Family ResidenceISLEWORTH

About this home

9832 LAUREL VALLEY DRIVE

Virtually Staged. A true Lake Butler trophy estate. Set within the world-famous gates of Isleworth and commanding panoramic western sunset water views of Lake Butler from virtually every room, 9832 Laurel Valley Drive offers over 11,000 square feet of luxury lakefront living, situated upon 150 feet of expanded sandy beachfront, thoughtfully enlarged by the current owners, in one of Florida’s most well known communities. This statement home features six bedrooms, seven full bathrooms, and three half bathrooms, a newly installed bespoke theater room with custom seating, an infrared sauna and dedicated wellness and fitness area, two full bars, a private pub and game room, an elegant pool and spa, a fully equipped summer kitchen, and multiple levels of outdoor living and lounge space overlooking the lake. Complemented by countless additional spaces designed for both grand-scale entertaining and everyday enjoyment, every room exudes elegance and has been meticulously designed and expertly executed down to the finest detail. Beyond its unmatched location and architecture, the home has benefited from several million dollars’ worth of enhancements and upgrades, further elevating an already impressive estate into something truly magnificent. The result is a residence that blends timeless luxury with modern comfort while offering one of the most desirable waterfront settings in Central Florida. Not all lakefront homes are created equal, and Laurel Valley is a shining example of that. More than a home, 9832 Laurel Valley Drive is a statement. A trophy estate befitting a legacy. A rare opportunity to own one of Florida’s most compelling waterfront properties ever. The home may be negotiated to include select furniture, a brand-new pontoon boat, two new Sea-Doo jet skis, and a golf cart.

Facts & features

The home at a glance

6

Bedrooms

8.5

Bathrooms

11,100

Sqft

0.6 ac

Lot size

4

Garage

2004

Year built

Three Or More

Levels

$1,252

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorOutdoor Grill · Sliding Doors

Community & fees

HOA fee$1,167/mo
Taxes (2025)$93,184/yr
PetsYes
CommunityDock · Lake · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$89,309 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$75,004
PMI (est., until 20% equity)$5,213
Property tax — 2025 actual bill$7,765
HOA fee — from the listing$1,167
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,390,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,390,000
Interest rate6.00%
Loan term

Estimated payment

$89,309/mo

Principal & interest$75,004
PMI (est., until 20% equity)$5,213
Property taxes (actual bill)$7,765
HOA / condo fee$1,167
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ISLEWORTH

$1,252 vs $859

Days on market

42 vs 32 typical

Where $1,252/sqft sits among the 14 homes for sale in ISLEWORTH

4
2
4
1
1
2 · this home
$637–743$743–848$848–954$954–1059$1059–1165$1165+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windermere

Map of 9832 LAUREL VALLEY DRIVE

Drive times from this address

Universal Orlando16 min
Walt Disney World22 min
Downtown Orlando24 min
Orlando Int’l Airport (MCO)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

WINDERMERE 34786 — neighborhood snapshot

Population

43,700

Median age

37.9

Median income

$131,409

Median home value

$621,300

Avg household

2.9

Households w/ children

6,277

For the school run

Orange County School District

ElementaryWindermere Elementary★★★★★
HighOlympia High★★★★★
MiddleGotha Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

7 of 14

ISLEWORTH have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1616% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $13,900,000 · 42 days on market since
2004Built · ISLEWORTH

Reality check

What actually sold near 9832 LAUREL VALLEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9832 LAUREL VALLEY DRIVESold · Oct ’25

$9,000,000

9832 LAUREL VALLEY DRIVE · same community

6 bd · 8.5 ba · 11,100 sqft · $811/sqft · 0 DOM

5271 ISLEWORTH COUNTRY CLUB DRIVESold · Sep ’25

$8,500,000

5271 ISLEWORTH COUNTRY CLUB DRIVE · same community

7 bd · 11.5 ba · 11,403 sqft · $745/sqft · 194 DOM

5174 VARDON DRIVESold · Jul ’25

$5,200,000

5174 VARDON DRIVE · same community

6 bd · 8 ba · 10,701 sqft · $486/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9832 LAUREL VALLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9832 LAUREL VALLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9832 LAUREL VALLEY DRIVE FAQs

What would the monthly payment be for 9832 LAUREL VALLEY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $89,309/mo — principal and interest, the actual property-tax bill, the $1,167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9832 LAUREL VALLEY DRIVE?+

The association fee works out to $1,167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9832 LAUREL VALLEY DRIVE?+

The most recent tax bill on record (2025) was $93,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9832 LAUREL VALLEY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $13,900,000, this home is listed about 1164% above the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9832 LAUREL VALLEY DRIVE?+

Windermere Elementary (elementary), Olympia High (high), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$13,900,000 runs 1616% above the WINDERMERE 34786 median — but at 11,100 sqft it's also nearly 3 times the size of the typical Windermere listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,167/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Windermere Elementary, Olympia High, Gotha Middle — Windermere Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Nicholas Taylor. MLS #O6416194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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