David Ramirez
$499,9003 bd2 ba1,968 sqft$254 /sqft$3,862 /mo all-in ↓

2144 STONE CROSS CIRCLE, ORLANDO, FL, 32828

Active42 days on marketListed Jun 12, 2026MLS #O6416178

Single Family ResidenceSTONEYBROOK UNIT 1

About this home

2144 STONE CROSS CIRCLE

Nestled on a homesite just shy of a quarter acre with picturesque pond and golf course views, this beautifully maintained 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and outdoor living in the sought after gated community of Stoneybrook East. From the moment you arrive, you'll appreciate the spacious layout, soaring ceilings, abundant natural light, and impressive screened lanai overlooking the tranquil backyard setting. Pond and golf course views can be enjoyed from multiple rooms throughout the home, including the living areas, primary suite, secondary bedroom, and expansive lanai, creating a peaceful backdrop for everyday living. The thoughtfully designed floor plan offers both formal and casual living spaces, including a living room, family room, formal dining room, and dinette area, providing plenty of room for entertaining and everyday living. Designed for both everyday living and entertaining, the kitchen offers a generous wraparound breakfast bar, extensive cabinetry, ample workspace, stainless steel appliances, closet pantry, and an oversized island that creates a natural gathering space for family and guests. The open concept design flows effortlessly into the surrounding living areas, while expansive windows showcase picturesque views of the pond, conservation, and golf course beyond. The primary suite serves as a private retreat with beautiful backyard views, TWO CLOSETS including a walk in closet and an additional built in closet, plus an updated en suite bath featuring custom cabinetry, upgraded vanity countertops, a frameless shower, and a generously sized private water closet with exceptional space and comfort. The guest bathroom has also been updated with matching custom cabinetry and upgraded Oynx vanity countertops, creating a cohesive look throughout both bathrooms. The split bedroom floor plan provides privacy, with the secondary bedrooms located on the opposite side of the home. Step outside and enjoy one of this home's standout features, an expansive 20' x 26' SCREENED LANAI overlooking the pond, golf course, and lush natural surroundings. Whether you're enjoying your morning coffee, entertaining guests, or simply unwinding after a long day, this outdoor living space is sure to become a favorite. Major updates include NEW A/C (2025), ROOF (2019), PATIO RE-SCREENED (2026), EXTERIOR PAINTED (2019), DOUBLE PANE WINDOWS & SLIDERS, FRONT DOOR REPLACEMENT, and ENGINEERED WOOD FLOORING THROUGHOUT MOST OF THE HOME WITH NO CARPET. Additional features include outdoor plumbing, garage shelving and workbench, updated toilets, and more. Located in Stoneybrook East, residents enjoy 24 HOUR MANNED SECURITY, HIGH SPEED INTERNET AND CABLE INCLUDED IN HOA DUES, plus outstanding community amenities including a JUNIOR OLYMPIC SIZE POOL with kiddie splash area, fitness center, lighted tennis courts, basketball courts, soccer and baseball fields, walking trails, multiple playgrounds, and more. Conveniently located near shopping, dining, major roadways, UCF, Waterford Lakes, and everything East Orlando has to offer. With major updates already completed, breathtaking views, and an exceptional outdoor living space, this home offers a rare opportunity to enjoy one of Stoneybrook East's most desirable settings. Upgrade list, floor plan, 3D photos survey & video tour available upon request. Schedule your private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,968

Sqft

0.21 ac

Lot size

2

Garage

1997

Year built

One

Levels

$254

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingDriveway
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$251/mo
Taxes (2025)$3,446/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Golf · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,862 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$287
HOA fee — from the listing$251
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,862/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$287
HOA / condo fee$251
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$387KedgeAI estimate $434,268 · range $403K$470K$520K

vs edgeAI estimate

+15.1%

$/sqft vs Orlando actives

$254 vs $239

Days on market

42 vs 34 typical

Where $254/sqft sits among the 400 Orlando actives

106
120
93 · this home
42
12
27
$135–194$194–253$253–311$311–370$370–429$429+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stoneybrook Master Of Orlando

Map of 2144 STONE CROSS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando18 min
Orlando Int’l Airport (MCO)26 min
Universal Orlando31 min
Walt Disney World43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Stoneybrook Master Of Orlando — neighborhood snapshot

Population

6,159

Median age

32

Median income

$118,434

Median home value

$557,010

Avg household

3

Households w/ children

1,013

For the school run

Orange County School District

ElementaryStone Lakes Elementary★★★★
HighTimber Creek High★★★★
MiddleAvalon Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $499,900 · 42 days on market since
1997Built · STONEYBROOK UNIT 1

Reality check

What actually sold near 2144 STONE CROSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14224 SQUIRREL RUNSold · Jan ’26

$450,000

14224 SQUIRREL RUN

4 bd · 2.5 ba · 1,973 sqft · $228/sqft · 3 DOM

2341 STONE CROSS CIRCLESold · Sep ’25

$512,500

2341 STONE CROSS CIRCLE

3 bd · 2 ba · 1,910 sqft · $268/sqft · 71 DOM

14255 SQUIRREL RUNSold · Feb ’26

$477,000

14255 SQUIRREL RUN

4 bd · 2.5 ba · 1,909 sqft · $250/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2144 STONE CROSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2144 STONE CROSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2144 STONE CROSS CIRCLE FAQs

What would the monthly payment be for 2144 STONE CROSS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,862/mo — principal and interest, the actual property-tax bill, the $251/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2144 STONE CROSS CIRCLE?+

The association fee works out to $251 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2144 STONE CROSS CIRCLE?+

The most recent tax bill on record (2025) was $3,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2144 STONE CROSS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $499,900, this home is listed about 28% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2144 STONE CROSS CIRCLE?+

Stone Lakes Elementary (elementary), Timber Creek High (high), Avalon Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 11% above the ORLANDO 32828 median — but at 1,968 sqft it's also 25% larger than the typical Orlando listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Stone Lakes Elementary, Timber Creek High, Avalon Middle — Stone Lakes Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX INNOVATION · Crystal Adams. MLS #O6416178.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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