1540 SE 187TH AVENUE, SILVER SPRINGS, FL, 34488
Active57 days on marketListed Jun 11, 2026MLS #O6415960
About this home
1540 SE 187TH AVENUE
Escape to peaceful Florida living in beautiful Silver Springs! This move-in ready 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and value on a spacious 0.26-acre lot with no HOA. Whether you are looking for your first home, a quiet retreat, or a place to enjoy the best of Central Florida’s outdoor lifestyle, this property is ready to welcome you home. Step inside to an open and functional floor plan featuring a bright living area, kitchen and family room combo, skylights for natural light, and a desirable split-bedroom layout for added privacy. The primary suite includes a walk-in closet and private en-suite bathroom, creating a comfortable space to unwind at the end of the day. Two additional bedrooms with flexibility for family, guests, a home office, hobby room, or extra storage. Enjoy the freedom of your own land with plenty of outdoor space to relax, garden, entertain, or simply take in the quiet surroundings. With well water, septic, central air and heat, a metal roof, and a rear porch, this home gives you the peaceful country feel while still keeping you close to everyday conveniences. Located near Marion County’s most loved outdoor destinations, you will be just a short drive from Silver Springs State Park, scenic trails, lakes, fishing, camping, kayaking, and natural Florida beauty. Spend your weekends exploring crystal-clear springs, enjoying nature, or relaxing in your own private space away from the noise. Affordable, comfortable, and full of potential, this Silver Springs gem is a wonderful opportunity to own a home in a peaceful setting with no monthly HOA fees. Don’t wait — homes like this are perfect for buyers looking for space, freedom, and the Florida lifestyle at an incredible value. Schedule your showing today and come see why this could be the one!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,244
Sqft
0.26 ac
Lot size
2024
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,508 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,508/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs SILVER SPRINGS
$170 vs $229
Days on market
57 vs 67 typical
Where $170/sqft sits among the 6 homes for sale in SILVER SPRINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
4 of 6
SILVER SPRINGS have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1540 SE 187TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$296,000
6229 Flash Lane, FL 32536 · same community
3 bd · 2 ba · 1,679 sqft · $176/sqft · 8 DOM
Sold · Jun ’26$370,000
140 S ZUNI ROAD · same community
4 bd · 2.5 ba · 2,140 sqft · $173/sqft · 165 DOM
Sold · Jun ’26$435,000
511 WHISTLING DUCK TRL · same community
4 bd · 2.5 ba · 2,328 sqft · $187/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1540 SE 187TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1540 SE 187TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1540 SE 187TH AVENUE FAQs
What would the monthly payment be for 1540 SE 187TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,508/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1540 SE 187TH AVENUE?+
The most recent tax bill on record (2025) was $157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $210,900, this home is listed about 4% below the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1540 SE 187TH AVENUE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BROKER HUB REALTY GROUP LLC · Adriana Fasano. MLS #O6415960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Silver Springs homes, in your inbox
Like 1540 SE 187TH AVENUE but not quite? A daily digest of every new listing in Silver Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →