3799 S BANANA RIVER BOULEVARD UNIT 823, COCOA BEACH, FL, 32931
Active59 days on marketListed Jun 10, 2026MLS #O6415835
About this home
3799 S BANANA RIVER BOULEVARD UNIT 823
Experience the best of waterfront living in this beautiful riverfront condo overlooking the Banana River. Enjoy breathtaking sunsets, frequent sightings of dolphins and manatees, and front-row views of spectacular rocket launches from your private balcony. Expansive sliding glass doors fill the living spaces with natural light and seamlessly blend indoor and outdoor living. The well-appointed interior features stainless steel appliances, a convenient wet bar for entertaining, and hurricane shutters for added peace of mind. A private one-car garage provides valuable storage and parking convenience. Residents enjoy resort-style amenities including two community pools, boat docks, a boat launch, and a clubhouse, offering endless opportunities to embrace Florida's outdoor lifestyle. Ideally located near the Cocoa Beach Pier, area restaurants, shopping, and entertainment, this property combines waterfront tranquility with everyday convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,316
Sqft
0.04 ac
Lot size
1
Garage
1981
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Cocoa Beach actives
$273 vs $369
Days on market
59 vs 36 typical
Where $273/sqft sits among the 32 Cocoa Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,625/mo median
Live Cocoa Beach rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Seasons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$498K → $430K
Cocoa Beach median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
10 of 32
Cocoa Beach actives have cut their price
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3799 S BANANA RIVER BOULEVARD UNIT 823
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$475,000
3060 N ATLANTIC AVENUE UNIT 708
2 bd · 2 ba · 1,316 sqft · $361/sqft · 10 DOM
Sold · Jun ’26$375,000
3873 S BANANA RIVER BOULEVARD UNIT 103
2 bd · 2 ba · 1,323 sqft · $283/sqft · 8 DOM
Sold · Jun ’26$280,000
3165 N ATLANTIC AVENUE UNIT A107
2 bd · 2 ba · 1,350 sqft · $207/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3799 S BANANA RIVER BOULEVARD UNIT 823 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3799 S BANANA RIVER BOULEVARD UNIT 823 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3799 S BANANA RIVER BOULEVARD UNIT 823 FAQs
What would the monthly payment be for 3799 S BANANA RIVER BOULEVARD UNIT 823?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,634/mo — principal and interest, the actual property-tax bill, the $790/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3799 S BANANA RIVER BOULEVARD UNIT 823?+
The association fee works out to $790 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3799 S BANANA RIVER BOULEVARD UNIT 823?+
The most recent tax bill on record (2025) was $4,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3799 S BANANA RIVER BOULEVARD UNIT 823 be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3799 S BANANA RIVER BOULEVARD UNIT 823?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $359,900, this home is listed about 26% below the Cocoa Beach median of $487,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3799 S BANANA RIVER BOULEVARD UNIT 823?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the COCOA BEACH 32931 market on paper
$359,900 is 24% below the COCOA BEACH 32931 median of $475,000, and at $273/sqft it sits under the Cocoa Beach average of $379.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $790/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PASTERMACK REAL ESTATE · Toni Pastermack. MLS #O6415835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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