5170 PRESERVE BOULEVARD, ST CLOUD, FL, 34772
Active39 days on marketListed Jun 11, 2026MLS #O6415757
About this home
5170 PRESERVE BOULEVARD
Welcome to this move-in-ready 4-bedroom, 2.5-bath home in the sought-after Southern Pines community of St. Cloud, FL 34772. Built in 2013 and offering 2,199 square feet of thoughtfully designed living space, this two-story home comes with two of the updates buyers value most: a BRAND-NEW ROOF and a NEW A/C delivering true peace of mind and lower cost of ownership from day one. Inside, a bright, open-concept main floor connects the spacious kitchen to the living and dining areas, creating a natural gathering space for everyday living and entertaining. Upstairs, a private primary suite features a walk-in closet and en-suite bath, complemented by three additional bedrooms and a second full bath, offering comfortable separation for family, guests, or a home office. Enjoy a fully fenced backyard made for play, pets and weekend gatherings, plus the everyday convenience of a two-car garage, an interior laundry room, and a low HOA of just $46 per month. Ideally located in Southern Pines, this home sits just minutes from Narcoossee Road, Lake Nona Medical City, Orlando International Airport, US-192, downtown St. Cloud, East Lake Tohopekaliga, and the scenic St. Cloud Lakefront, blending everyday convenience with easy access to work, shopping, dining, and recreation. Nearby schools include Michigan Avenue Elementary, St. Cloud Middle, and St. Cloud High School. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,199
Sqft
0.13 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,153 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,153/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs St Cloud actives
$182 vs $221
Days on market
39 vs 33 typical
Where $182/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5170 PRESERVE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$380,000
5151 PRESERVE BOULEVARD · same community
4 bd · 2.5 ba · 2,199 sqft · $173/sqft · 312 DOM
Sold · Mar ’26$433,000
5198 GULF STURGEON LANE · same community
3 bd · 2.5 ba · 2,222 sqft · $195/sqft · 21 DOM
Sold · Jan ’26$375,000
5361 SILVER THISTLE LANE · same community
4 bd · 2.5 ba · 2,463 sqft · $152/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5170 PRESERVE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5170 PRESERVE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5170 PRESERVE BOULEVARD FAQs
What would the monthly payment be for 5170 PRESERVE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,153/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5170 PRESERVE BOULEVARD?+
The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5170 PRESERVE BOULEVARD?+
The most recent tax bill on record (2025) was $4,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5170 PRESERVE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $400,000, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5170 PRESERVE BOULEVARD?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Nelson Cruz Pa. MLS #O6415757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5170 PRESERVE BOULEVARD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →