815 PEBBLE CREST LANE, EAGLE LAKE, FL, 33839
Active44 days on marketListed Jun 9, 2026MLS #O6415283
About this home
815 PEBBLE CREST LANE
Virtually Staged. Pre-Construction. To be built. Stanley Martin presents affordable single-family homes at the Village at Windsor Reserve in Eagle Lake, Florida: an ideal combination of affordable living and an exceptional location near Highway 17, Lake McLeod, and Eagle Lake. Just four miles from vibrant downtown Winter Haven and a 15-minute drive from Legoland, this community offers easy access to Orlando attractions in less than an hour. Outdoor enthusiasts can enjoy options like boating, kayaking, and fishing on the Polk County Chain of Lakes. Featured in this community, the Juniper home seamlessly blends modern design with practical living. With four bedrooms, a well-appointed dual-sink bathroom, a large master suite, and an inviting open-concept kitchen and dining area, it focuses on comfort and convenience. Additionally, the home features a large garage and a covered outdoor lanai. Discover the perfect combination of affordability and style in this dream home. The Juniper combines modern style with practical comfort, offering a design that fits the way you live. A spacious two-car garage and optional covered lanai provide flexibility inside and out, while three main-level bedrooms are thoughtfully positioned at the front of the home. These bedrooms share a dual-vanity bath with a walk-in laundry room conveniently located across the hall. At the heart of the home, the open kitchen and dining area create the perfect setting for dinners or holiday gatherings. Afterward, relax in the expansive 17x17 great room, ideal for entertaining or quiet evenings together. With options for enhanced outdoor living, the Juniper brings the best of Florida’s sunshine and a functional layout together in one inviting design. *Photos are from a similar home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,839
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
Days on market
44 vs 17 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 815 PEBBLE CREST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 815 PEBBLE CREST LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
815 PEBBLE CREST LANE FAQs
What would the monthly payment be for 815 PEBBLE CREST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,399/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 815 PEBBLE CREST LANE?+
The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 815 PEBBLE CREST LANE?+
The most recent tax bill on record (2026) was $3,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 815 PEBBLE CREST LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $295,985, this home is listed about 2% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 815 PEBBLE CREST LANE?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
44 days on market against a Eagle Lake median of 17 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $305,985, now $295,985 — a $10K cut. The full history is in the market section below.
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6415283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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