3434 SAGEBRUSH STREET, HARMONY, FL, 34773
Active44 days on marketListed Jun 10, 2026MLS #O6415276
About this home
3434 SAGEBRUSH STREET
Welcome to The Lakes at Harmony, a premier 55+ gated golf community offering comfort, convenience, and an active Florida lifestyle. This well-maintained 3-bedroom, 2-bath home features a bright and open floor plan designed for easy everyday living. The kitchen offers beautiful espresso cabinetry, ample counter space, and overlooks the main living and dining areas, creating a warm and welcoming atmosphere for gathering with family and friends. The spacious primary suite enjoys peaceful pond views and includes dual vanities, a walk-in shower, and a generous walk-in closet. Additional features include ceiling fans in all bedrooms, a dedicated laundry room with washer and dryer, and plenty of natural light throughout the home. Step outside to the screened lanai and relax while taking in the tranquil water views. Whether enjoying your morning coffee or unwinding at the end of the day, this outdoor space provides the perfect setting. Residents enjoy a maintenance-free lifestyle with HOA fees that include lawn landscaping and lawn pest control. Community amenities include a fitness center, resort-style pool, pickleball and tennis courts, gathering and social spaces, parks, dog parks, golf, and convenient dining options located within the community. Experience the best of active-adult living in one of Central Florida's most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,852
Sqft
0.12 ac
Lot size
2
Garage
2022
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,278 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,278/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.8%
$/sqft vs Harmony actives
$197 vs $200
Days on market
44 vs 69 typical
Where $197/sqft sits among the 47 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
25 of 47
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 3434 SAGEBRUSH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$275,000
3402 SAGEBRUSH STREET · same community
2 bd · 2 ba · 1,637 sqft · $168/sqft · 371 DOM
Sold · Jun ’26$300,000
3436 SAGEBRUSH STREET · same community
2 bd · 2 ba · 1,637 sqft · $183/sqft · 206 DOM
Sold · Sep ’25$285,000
3458 SAGEBRUSH STREET · same community
2 bd · 2 ba · 1,637 sqft · $174/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3434 SAGEBRUSH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3434 SAGEBRUSH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3434 SAGEBRUSH STREET FAQs
What would the monthly payment be for 3434 SAGEBRUSH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,278/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3434 SAGEBRUSH STREET?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3434 SAGEBRUSH STREET?+
The most recent tax bill on record (2025) was $6,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3434 SAGEBRUSH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $365,000, this home is listed about 8% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3434 SAGEBRUSH STREET?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 18% above the HARMONY 34773 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EAST PEARL REALTY · Jun Jie Zhao. MLS #O6415276.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Harmony homes, in your inbox
Like 3434 SAGEBRUSH STREET but not quite? A daily digest of every new listing in Harmony — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →