David Ramirez
Pending
$278,685$288,6853 bd2 ba1,589 sqft$175 /sqft$2,272 /mo all-in ↓

855 PEBBLE CREST LANE, EAGLE LAKE, FL, 33839

Pending44 days on marketListed Jun 9, 2026MLS #O6415199

Reduced $10KNew constructionSingle Family ResidenceVILLAGE AT WINDSOR RESERVE

About this home

855 PEBBLE CREST LANE

Virtually Staged. Under Construction. Stanley Martin presents affordable single-family homes at the Village at Windsor Reserve in Eagle Lake, Florida: an ideal combination of affordable living and an exceptional location near Highway 17, Lake McLeod, and Eagle Lake. Just four miles from vibrant downtown Winter Haven and a 15-minute drive from Legoland, this community offers easy access to Orlando attractions in less than an hour. Outdoor enthusiasts can enjoy options like boating, kayaking, and fishing on the Polk County Chain of Lakes. Featured in this community, the Juniper home seamlessly blends modern design with practical living. With four bedrooms, a well-appointed dual-sink bathroom, a large master suite, and an inviting open-concept kitchen and dining area, it focuses on comfort and convenience. Additionally, the home features a large garage and a covered outdoor lanai. Discover the perfect combination of affordability and style in this dream home. The Portland is the perfect floorplan to take advantage of the Florida lifestyle. In this home guests are greeted by a covered entryway that leads into a spacious main level living area. No matter where you are in this space, the open floorplan is a great place for entertaining family and friends. The kitchen island, allows for natural movement through the main level, keeping the kitchen as the focal point of the home. Two spacious bedrooms share a hall bath on the main level, and the real showcase of this home is the primary suite which offers the utmost luxury and privacy. You have everything you need with dual vanities, a large walk-in closet, and standing shower. This home is an oasis for those looking for a new construction home, built for the way you live! *Photos are from a similar home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,589

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

One

Levels

$175

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco · Vinyl Siding
FoundationSlab
FacesNorth
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$47/mo
Taxes (2026)$3,608/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,272 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,641
FHA mortgage insurance (est.)$123
Property tax — 2026 actual bill$301
HOA fee — from the listing$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,754Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,754
Interest rate6.00%
Loan term

Estimated payment

$2,272/mo

Principal & interest$1,641
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$301
HOA / condo fee$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$255KedgeAI estimate $272,382 · range $266K$276K$290K

vs edgeAI estimate

+2.3%

Days on market

44 vs 17 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 855 PEBBLE CREST LANE

Drive times from this address

Walt Disney World51 min
Downtown Tampa57 min
Universal Orlando61 min
Downtown Orlando67 min
Tampa Int’l Airport (TPA)68 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $278,685 $10K
Jun 9, 2026Listed at $288,685 · 44 days on market since
2026Built · VILLAGE AT WINDSOR RESERVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 855 PEBBLE CREST LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 855 PEBBLE CREST LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

855 PEBBLE CREST LANE FAQs

What would the monthly payment be for 855 PEBBLE CREST LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,272/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 855 PEBBLE CREST LANE?+

The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 855 PEBBLE CREST LANE?+

The most recent tax bill on record (2026) was $3,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 855 PEBBLE CREST LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $278,685, this home is listed about 4% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 855 PEBBLE CREST LANE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6415199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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