4612 MESA VERDE DRIVE, ST CLOUD, FL, 34769
Active40 days on marketListed Jun 10, 2026MLS #O6415131
About this home
4612 MESA VERDE DRIVE
In search of a great house to rent with plenty of room inside and also a great outdoor area to sit and enjoy the Florida lifestyle? this property is the perfect one for you! This house offers you a great location in a well-established community. It is conveniently located with just about anything you can possibly need within a few miles. Inside, you can comfortably prepare your family meals in the spacious kitchen, entertain in the front living area while you cook or simply have your guests spend time in the large family room. The outdoor covered patio invites you to enjoy summer nights, early morning coffee...connect with nature but from your nicely screened in patio. This house has solar panels. They will help with keeping energy costs low. There is so much more to see on this one! Call and make your showing appointment today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,649
Sqft
0.18 ac
Lot size
1980
Year built
Multi/Split
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$2 vs $221
Days on market
40 vs 33 typical
Where $2/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lake Estates
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
Pine Lake Estates — neighborhood snapshot
Population
1,012
Median age
36
Median income
$62,817
Median home value
$287,161
Avg household
4
Households w/ children
121
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4612 MESA VERDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$328,000
4636 MESA VERDE DRIVE · same community
3 bd · 2 ba · 1,338 sqft · $245/sqft · 125 DOM
Sold · Nov ’25$372,000
2491 WADEVIEW LOOP
3 bd · 2 ba · 1,614 sqft · $230/sqft · 101 DOM
Sold · May ’26$375,000
2620 WADEVIEW LOOP
4 bd · 2 ba · 1,684 sqft · $223/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4612 MESA VERDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4612 MESA VERDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4612 MESA VERDE DRIVE FAQs
What would the monthly payment be for 4612 MESA VERDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4612 MESA VERDE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,600, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4612 MESA VERDE DRIVE?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Celeste Baez. MLS #O6415131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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