1150 CARMEL CIRCLE UNIT 302, CASSELBERRY, FL, 32707
Pending44 days on marketListed Jun 10, 2026MLS #O6415033
About this home
1150 CARMEL CIRCLE UNIT 302
Discover easy, maintenance-free living in this beautiful 3-bedroom, 2-bath condominium nestled within a sought-after 55+ gated community in Central Florida. Relax in this wonderful 3rd-floor corner unit with views of the mature wooded park setting from the screened patio. Residents enjoy secure access through a gated entrance and coded building entry, providing added privacy and peace of mind. This active waterfront community features a skiable lake with a private boat dock that offers endless opportunities for boating and water recreation. Amenities include a large swimming pool, hot tub, tennis and basketball courts, a dog run, outdoor grilling areas, RV hookups, and scenic picnic areas throughout the neighborhood. The HOA fee covers water, trash service, and community maintenance, allowing you more time to enjoy the exceptional lifestyle this community has to offer. Whether you're looking to stay active, socialize with neighbors, or simply relax by the water, this condominium is the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,992
Sqft
0.01 ac
Lot size
1
Garage
2002
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,016 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,016/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−60.4%
Days on market
44 vs 20 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casselberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Casselberry. See the full Casselberry guide →
CASSELBERRY 32707 — neighborhood snapshot
Population
40,018
Median age
38
Median income
$66,780
Median home value
$305,000
Avg household
2.37
Households w/ children
4,866
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Casselberry market
$320K → $350K
Casselberry median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the CASSELBERRY 32707 median. See the full Casselberry market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1150 CARMEL CIRCLE UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1150 CARMEL CIRCLE UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1150 CARMEL CIRCLE UNIT 302 FAQs
What would the monthly payment be for 1150 CARMEL CIRCLE UNIT 302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,016/mo — principal and interest, the actual property-tax bill, the $721/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1150 CARMEL CIRCLE UNIT 302?+
The association fee works out to $721 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1150 CARMEL CIRCLE UNIT 302?+
The most recent tax bill on record (2026) was $1,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1150 CARMEL CIRCLE UNIT 302?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Casselberry?+
At $315,000, this home is listed about 2% below the Casselberry median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1150 CARMEL CIRCLE UNIT 302?+
Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $721/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
44 days on market against a Casselberry median of 20 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Casselberry Elementary School, South Seminole Middle School, Winter Springs High School — Casselberry Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WEICHERT REALTORS HALLMARK PROPERTIES · Alisa Hildebrand. MLS #O6415033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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