David Ramirez
$625,0004 bd3.5 ba2,398 sqft$261 /sqft$4,585 /mo all-in ↓

450 WINDY PINE WAY, OVIEDO, FL, 32765

Active28 days on marketListed Jun 25, 2026MLS #O6415001

Private poolSingle Family ResidencePRESERVE OF OVIEDO ON THE PARK

About this home

450 WINDY PINE WAY

Welcome to this well maintained, David Weekley home in highly desirable Oviedo on the Park, beautifully situated with conservation views in both front and back. This upgraded, energy-efficient residence features the primary suite conveniently located downstairs, a fenced backyard, and a covered paver patio already plumbed for a future summer kitchen. The gourmet kitchen is thoughtfully appointed with stone countertops, 42-inch upper cabinets, stainless steel appliances, tile backsplash, smooth-top range, deluxe refrigerator, double oven/convection microwave, range hood, dishwasher. Designed for comfort and efficiency, the home also includes energy-saving features such as an efficient HVAC system, thermal windows and doors, and a radiant barrier in the attic. Upstairs, you’ll find three generously sized bedrooms, two full bathrooms, and a spacious bonus loft area, offering flexible space for work, play, or relaxation. The backyard fence has already been added by the seller, creating a private outdoor setting with peaceful conservation views. Enjoy the convenience of living close to Oviedo on the Park, walking and jogging trails, the City of Oviedo Gymnasium, Aquatic Center, restaurants, LA Fitness, and other local amenities. Minutes to the 417 toll road. With its premium lot, upgraded finishes, move-in-ready condition, and sought-after location, this well-crafted home offers exceptional value compared to building new. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,398

Sqft

0.11 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$261

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorSolid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorFrench Doors · Private Yard · Sidewalk

Community & fees

HOA fee$63/mo
Taxes (2025)$9,063/yr
PetsYes
CommunityCommunity Mailbox · Sidewalks

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,585 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$755
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,585/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$755
HOA / condo fee$63
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Oviedo actives

$261 vs $250

Days on market

28 vs 25 typical

Where $261/sqft sits among the 197 Oviedo actives

58
75 · this home
37
15
2
10
$192–231$231–270$270–309$309–348$348–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 450 WINDY PINE WAY

Drive times from this address

Downtown Orlando24 min
Orlando Int’l Airport (MCO)32 min
Universal Orlando36 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

109 of 197

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $625,000 · 28 days on market since
2016Built · PRESERVE OF OVIEDO ON THE PARK

Reality check

What actually sold near 450 WINDY PINE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

493 OVIEDO BOULEVARDSold · Apr ’26

$585,000

493 OVIEDO BOULEVARD · same community

3 bd · 2.5 ba · 2,237 sqft · $262/sqft · 0 DOM

473 OVIEDO BOULEVARDSold · Sep ’25

$640,000

473 OVIEDO BOULEVARD · same community

4 bd · 3.5 ba · 2,714 sqft · $236/sqft · 98 DOM

1061 PROVIDENCE LANESold · Nov ’25

$535,000

1061 PROVIDENCE LANE

4 bd · 3.5 ba · 2,532 sqft · $211/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 450 WINDY PINE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 450 WINDY PINE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

450 WINDY PINE WAY FAQs

What would the monthly payment be for 450 WINDY PINE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,585/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 450 WINDY PINE WAY?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 450 WINDY PINE WAY?+

The most recent tax bill on record (2025) was $9,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 450 WINDY PINE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $625,000, this home is listed about 19% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 450 WINDY PINE WAY?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$625,000 runs 32% above the OVIEDO 32765 median — but at 2,398 sqft it's also 16% larger than the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ZEAL REALTY · Judy Chou. MLS #O6415001.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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