198 MITCHELL CREEK WAY, OVIEDO, FL, 32765
Active44 days on marketListed Jun 11, 2026MLS #O6414979
About this home
198 MITCHELL CREEK WAY
Virtually Staged. Welcome to Mitchell Creek, where LOW MAINTENANCE LIVING meets one of Oviedo’s most convenient locations! This well-maintained, MOVE-IN READY 3-bedroom, 2.5-bath END-UNIT townhome offers the space, natural light, and community AMENITIES you have been looking for – all just 10 minutes from UCF and zoned for TOP-RATED SEMINCOLE COUNTY SCHOOLS. The end-unit location is a standout feature, offering EXTRA WINDOWS, a large SIDE YARD, and abundant NATURAL LIGHT throughout. A 1-car garage and 2-car driveway provide plenty of parking, while the GATED COMMUNITY setting adds peace of mind. Inside, the OPEN CONCEPT main floor is designed for everyday living and easy entertaining, featuring a modern kitchen with rich cabinetry, GRANITE COUNTERTOPS, pantry storage, UPGRADED STAINLESS STEEL APPLIANCES, a large ISLAND with bar seating, pendant lighting, and recessed lighting. The kitchen flows seamlessly into the living and dining areas, where TRIPLE SLIDING GLASS DOORS open to a SCREENED LANAI overlooking green space with NO REAR NEIGHBORS. A convenient half bath for guests completes the first floor. Upstairs, all three bedrooms are thoughtfully arranged around a centrally located laundry closet. The spacious PRIMARY SUITE is situated at the front of the home and features a large WALK-IN CLOSET and private en-suite bath. Bedrooms two and three are at the back of the home and share a second full bath. Residents of Mitchell Creek enjoy a beautifully maintained, quiet community with gated access, a COMMUNITY POOL, playground, sidewalks, and welcoming neighborhood atmosphere. The location is hard to beat, with quick access to SR 417, SR 408, Alafaya Trail, Highway 50, UCF, Valencia College, Oviedo on the Park, Oviedo Mall, Waterford Lakes Town Center, shopping, dining, and entertainment. If you have been searching for an end-unit townhome in Oviedo with great schools, community amenities, and an unbeatable location, this one checks all the boxes. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,472
Sqft
0.06 ac
Lot size
1
Garage
2017
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Oviedo actives
$251 vs $250
Days on market
44 vs 25 typical
Where $251/sqft sits among the 205 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
113 of 205
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 198 MITCHELL CREEK WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
177 MITCHELL CREEK WAY · same community
3 bd · 2.5 ba · 1,472 sqft · $228/sqft · 45 DOM
Sold · Jul ’25$370,000
141 MITCHELL CREEK WAY · same community
3 bd · 2.5 ba · 1,472 sqft · $251/sqft · 56 DOM
Sold · Mar ’26$350,000
186 MITCHELL CRK · same community
3 bd · 2.5 ba · 1,472 sqft · $238/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 198 MITCHELL CREEK WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 198 MITCHELL CREEK WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
198 MITCHELL CREEK WAY FAQs
What would the monthly payment be for 198 MITCHELL CREEK WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,207/mo — principal and interest, the actual property-tax bill, the $266/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 198 MITCHELL CREEK WAY?+
The association fee works out to $266 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 198 MITCHELL CREEK WAY?+
The most recent tax bill on record (2025) was $5,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 198 MITCHELL CREEK WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $369,500, this home is listed about 30% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 198 MITCHELL CREEK WAY?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$369,500 is 21% below the OVIEDO 32765 median of $464,999, and at $251/sqft it sits under the Oviedo average of $264.
02Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $380,000, now $369,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6414979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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