715 4TH STREET, POLK CITY, FL, 33868
Active56 days on marketListed Jun 9, 2026MLS #O6414801
About this home
715 4TH STREET
Short Sale. SHORT SALE : Country charm meets modern comfort in this beautiful block construction 3-bedroom, 1.5-bath home with no HOA! From the metal roof to the wood accent siding and shutters, this property welcomes you with warmth and character from the moment you arrive. Enjoy your morning coffee on the screened front patio overlooking the low-maintenance front yard, while the gated and fenced driveway with 1-car carport provides off-street parking for multiple vehicles. Step into the spacious rear screened patio complete with insulated ceiling panels, ceiling fan, power access, and plenty of room for outdoor entertaining rain or shine. The backyard offers a grassy play area along with multiple storage structures and workshop spaces, creating endless possibilities for hobbies, storage, or flex use. Inside, you’ll find vinyl and vinyl plank flooring, updated windows and doors, modern plumbing and lighting fixtures, updated electrical, and a custom barn door separating the bedroom wing for added privacy. The oversized kitchen offers room for a dining table and center island, with electric service already in place for a future island setup. Just off the kitchen is a convenient indoor laundry room with direct access to the carport area. Major updates and improvements were completed approximately 5–6 years ago, including the metal roof, A/C system, appliances, screened patios, windows and doors, walk-in shower, fencing, and various interior upgrades. The property also features a wireless whole-house alarm system, ceiling fans throughout, privacy fencing with security lighting, and several powered storage/workshop buildings. Additional outdoor features include a 10x20 workshop shed with roll-up door and 110v/230v power service, a finished insulated shed with A/C and electricity, plus an additional 10x10 shed with attached covered lean-to area and concrete patio space between structures for added functionality. Located toward the back of the neighborhood in Polk City for reduced drive-by traffic, this property offers convenient access to the Van Fleet Nature Trail, Lake Agnes fishing pier, and quick access to I-4 for an easy commute to Lakeland, Davenport, Clermont, Orlando, and Tampa. Property offered As-Is.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,114
Sqft
0.18 ac
Lot size
1972
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Polk City actives
$215 vs $277
Days on market
56 vs 53 typical
Where $215/sqft sits among the 85 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
47 of 85
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 390% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 715 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$169,950
688 4TH STREET · same community
3 bd · 2 ba · 924 sqft · $184/sqft · 238 DOM
Sold · Sep ’25$264,500
646 4TH STREET · same community
5 bd · 3 ba · 2,160 sqft · $122/sqft · 46 DOM
Sold · May ’26$225,000
5303 DUEY ROAD
3 bd · 1.5 ba · 1,105 sqft · $204/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 715 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 715 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
715 4TH STREET FAQs
What would the monthly payment be for 715 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,992/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 715 4TH STREET?+
The most recent tax bill on record (2025) was $3,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $239,900, this home is listed about 36% below the Polk City median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 715 4TH STREET?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARKET CONNECT REALTY LLC · Ayoub Seffari. MLS #O6414801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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