1881 COTTONWOOD STREET, ORANGE CITY, FL, 32763
Active67 days on marketListed Jun 11, 2026MLS #O6414652
About this home
1881 COTTONWOOD STREET
A solid move-in ready 3-bedroom 2-bathroom home sitting on one of the most spacious lots you’ll find in Orange City. With over 1,300 square feet of living space, there’s plenty of room to spread out, whether you’re a first-time buyer, a growing family, or an investor looking for strong rental potential in Volusia County. A long driveway and the oversized covered carport right out front is perfect for keeping your vehicles shaded and protected year-round, no garage door drama needed. The front yard has serious curb appeal with room to make it your own. Step into the large private backyard complete with an above-ground pool, already installed and ready for Florida summers. Whether you’re hosting weekend cookouts, letting the little ones splash around, or just unwinding after a long day, this outdoor space delivers. Inside, the layout is practical and comfortable. Breathtaking three bedrooms with enough breathing room between them, two full bathrooms, and a floor plan that flows well for everyday living. The home has a less than 5 years old and septic to give you peace of mind for years to come, new electric panel, new water system including the water heater, new outdoor AC unit and ductwork recently done. If you have been waiting for THE HOME, this is it. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,334
Sqft
0.29 ac
Lot size
1953
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orange City actives
$199 vs $217
Days on market
67 vs 47 typical
Where $199/sqft sits among the 69 Orange City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dennistons
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orange City. See the full Orange City guide →
Dennistons — neighborhood snapshot
Population
374
Median age
44
Median income
$72,244
Median home value
$261,500
Avg household
2
Households w/ children
46%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orange City market
$320K → $305K
Orange City median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
32 of 69
Orange City actives have cut their price
Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the ORANGE CITY 32763 median. See the full Orange City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1881 COTTONWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$292,000
1825 BANYAN STREET · same community
3 bd · 2 ba · 1,398 sqft · $209/sqft · 22 DOM
Sold · Jun ’26$306,000
215 S SPARKMAN
3 bd · 2 ba · 1,345 sqft · $228/sqft · 2 DOM
Sold · May ’26$345,000
1095 E GRAVES AVENUE
3 bd · 2 ba · 1,358 sqft · $254/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1881 COTTONWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1881 COTTONWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1881 COTTONWOOD STREET FAQs
What would the monthly payment be for 1881 COTTONWOOD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,166/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1881 COTTONWOOD STREET?+
The most recent tax bill on record (2025) was $3,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orange City?+
At $265,000, this home is listed about 20% below the Orange City median of $330,535. The market section on this page shows how the area is trending.
Which schools are assigned to 1881 COTTONWOOD STREET?+
Orange City Elementary School (elementary), River Springs Middle School (middle), University High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNLOCK REALTY GROUP INC · Valery Dangerville. MLS #O6414652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orange City homes, in your inbox
Like 1881 COTTONWOOD STREET but not quite? A daily digest of every new listing in Orange City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →