David Ramirez
$270,000$285,4903 bd2.5 ba1,699 sqft$159 /sqft$2,048 /mo all-in ↓

4331 JETTY LANE NE, PALM BAY, FL, 32905

Active44 days on marketListed Jun 6, 2026MLS #O6414586

Reduced $15KNew constructionTownhouseHARBOR SQUARE

Come see it

Upcoming open houses

Sat, Jul 25

1:00 PM – 3:00 PM

We look forward to meeting you! Please check in at the Sales Office upon arrival to gain access to this home. If you would like to view this home during a weekday, please call 407-214-0775 to schedule an appointment.

Sun, Jul 26

1:00 AM – 3:00 PM

We look forward to meeting you! Please check in at the Sales Office upon arrival to gain access to this home. If you would like to view this home during a weekday, please call 407-214-0775 to schedule an appointment.

About this home

4331 JETTY LANE NE

Welcome to Harbor Square! This charming neighborhood showcases spacious new construction townhomes nestled in the heart of Palm Bay in Melbourne, FL. With upscale finishes, integrated smart home technology, and on-site amenities. Plus, they're conveniently located within easy access from I-95 and minutes to the beautiful Atlantic Beaches. This gorgeous move-in ready interior-unit Springdale two-story townhome features 3 bedrooms, 2 full bathrooms, a powder room, and a single-car garage. The spacious first floor is ideal for entertaining, featuring a powder room, open concept gathering room, café and kitchen and a patio. The kitchen is equipped with a pantry, stone gray cabinetry, quartz countertops, a decorative tile backsplash, and beautiful tile flooring. After a long day, retreat upstairs to your private oasis. The Owner's Suite features a spacious walk-in closet and en suite bathroom with a double sink quartz-topped vanity, a linen closet, private water closet and walk-in shower. Two additional bedrooms, the secondary bathroom and the laundry are also on the second floor, offering privacy and space for everyone. Professionally curated design selections for this popular Springdale townhome include a washer, dryer, refrigerator, blinds, designer tile accents in the kitchen and showers, wood-look luxury vinyl plank flooring throughout the first floor, tile flooring in the bathrooms and laundry room, and soft, stain-resistant Shaw brand carpet in the bedrooms and loft, and so much more!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,699

Sqft

0.04 ac

Lot size

1

Garage

2026

Year built

Two

Levels

$159

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$165/mo
Taxes (2025)$165/yr
PetsCats OK, Dogs OK, Number Limit
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,048 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$14
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,048/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$14
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$259KedgeAI estimate $278,130 · range $274K$286K$298K

vs edgeAI estimate

−2.9%

$/sqft vs Palm Bay actives

$159 vs $210

Days on market

44 vs 31 typical

Where $159/sqft sits among the 356 Palm Bay actives

235 · this home
18
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Bay

Map of 4331 JETTY LANE NE

Drive times from this address

Orlando Int’l Airport (MCO)69 min
Downtown Orlando74 min

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32905 — neighborhood snapshot

Population

24,473

Median age

45.4

Median income

$56,671

Median home value

$206,200

Avg household

2.25

Households w/ children

2,227

For the school run

Brevard County School District

HighPalm Bay Magnet Senior High School★★★★
MiddleStone Magnet Middle School★★★★★
ElementaryPalm Bay Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$306K$329K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

96 of 356

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PALM BAY 32905 median. See the full Palm Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 $15K
Jun 6, 2026Listed at $285,490 · 44 days on market since
2026Built · HARBOR SQUARE

Reality check

What actually sold near 4331 JETTY LANE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4442 JETTY LANESold · Dec ’25

$275,990

4442 JETTY LANE · same community

3 bd · 2.5 ba · 1,699 sqft · $162/sqft · 46 DOM

4445 JETTY LANE NESold · Jun ’26

$279,390

4445 JETTY LANE NE · same community

3 bd · 2.5 ba · 1,699 sqft · $164/sqft · 14 DOM

4339 JETTY LANE NESold · Jun ’26

$278,000

4339 JETTY LANE NE · same community

3 bd · 2.5 ba · 1,699 sqft · $164/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4331 JETTY LANE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4331 JETTY LANE NE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4331 JETTY LANE NE FAQs

What would the monthly payment be for 4331 JETTY LANE NE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,048/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4331 JETTY LANE NE?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4331 JETTY LANE NE?+

The most recent tax bill on record (2025) was $165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4331 JETTY LANE NE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Bay?+

At $270,000, this home is listed about 23% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4331 JETTY LANE NE?+

Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle), Palm Bay Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6414586.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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