114 LUCAYA LOOP UNIT 114, DAVENPORT, FL, 33897
Active47 days on marketListed Jun 7, 2026MLS #O6414537
About this home
114 LUCAYA LOOP UNIT 114
Welcome to your turnkey getaway at Bahama Bay Resort & Spa. This spacious 3-bedroom, 2-bath condo is UPDATED, fully furnished and ready to generate short term rental income from day one, so you can maximize returns right away. Step into a bright, updated living space featuring fresh paint throughout (2023), new laminate flooring in the living area and primary bedroom (2025), and new living room furniture (2024) perfect for relaxing or entertaining. The open kitchen is fully equipped, boasting all major and small appliances—including a new fridge (2024) and dishwasher (2026)—along with cookware, glassware, and utensils. Additional recent upgrades like new sink taps and a garburator (2026) keep things modern and convenient. Enjoy two private, screened patios: one off the living area for morning coffee or evening wind-downs, and a second off the master bedroom for your own peaceful retreat. The primary suite is a true escape, while two additional bedrooms (one with a queen, one with two twin beds) share a bathroom with a walk-in shower. Every bedroom features a smart TV and new mattresses (2022) to ensure comfort for everyone. Practical updates include a new hot water tank (2023), a new AC unit computer (2025), and the main AC system (2018). An in-unit washer and dryer add to the everyday convenience. One of the resort’s pools is right behind the building—just steps from your door. HOA fees cover cable, internet, and more, with no resort fees to worry about. Whether you’re after an easy investment or a vacation home that pays for itself, this condo is move-in ready with thoughtful, high-quality updates throughout. Bahama Bay has so much to offer - a guarded and gated Caribbean style resort with clubhouse; reception/front desk; day spa; internet café; guest library; sundry shop; restaurant; two bars; four swimming pools and spas; splash pad/waterpark; fishing dock; beautiful views of Lake Davenport; sand beach; sand volleyball; playground; fitness room; tennis court; basketball; shuffle board and walking paths. With two restaurants on site, you can take a break from cooking and savor the tastes of Tradewinds Restaurant & Bar or Mambos Poolside Lounge. Unwind after visiting the parks and enjoy a day of pampering at Cenoté day spa.. Located just off HWY 27 & HWY 192 for easy and quick access to Disney and other area theme parks, shopping, and great dining. Many top rated/championship golf courses nearby. DON'T FORGET TO CHECK OUT THE 3D VIRTUAL TOUR LINK! All measurements, room sizes & HOA info are approximate and not guaranteed, any information contained herein critical to buyer’s decision to purchase must be verified by buyers and/or buyer’s agent. Owners, family & family friends may not occupy the unit for more than 175 days in a 12-month period.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40%
Days on market
47 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$31,648/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 114 LUCAYA LOOP UNIT 114 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 LUCAYA LOOP UNIT 114 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
114 LUCAYA LOOP UNIT 114 FAQs
What would the monthly payment be for 114 LUCAYA LOOP UNIT 114?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,561/mo — principal and interest, the actual property-tax bill, the $596/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 114 LUCAYA LOOP UNIT 114?+
The association fee works out to $596 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 114 LUCAYA LOOP UNIT 114?+
The most recent tax bill on record (2025) was $2,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 114 LUCAYA LOOP UNIT 114 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 114 LUCAYA LOOP UNIT 114?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $249,900, this home is listed about 36% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 114 LUCAYA LOOP UNIT 114?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$249,900 is 29% below the DAVENPORT 33897 median of $350,000.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $596/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Listing courtesy of LA ROSA REALTY LLC · Cathy Starkweather. MLS #O6414537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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