8814 PHILLIPS BAY DRIVE, ORLANDO, FL, 32836
Active38 days on marketListed Jun 17, 2026MLS #O6414258
About this home
8814 PHILLIPS BAY DRIVE
Virtually Staged. Virtually Staged. Experience luxury living in the highly sought-after guard-gated community of Phillips Landing in the heart of Dr. Phillips, one of Orlando's premier luxury neighborhoods. Situated on a premium waterfront homesite with serene pond views, this former model home offers 6 bedrooms, 5 full bathrooms, a first-floor primary suite, a 3-car garage, and nearly 3,700 square feet of beautifully updated living space. From the moment you arrive, you'll appreciate the home's impressive curb appeal featuring a tile roof, brick paver driveway, mature landscaping, and elevated waterfront setting. Inside, soaring ceilings, abundant natural light, and expansive living spaces create the perfect blend of elegance and functionality for both everyday living and entertaining. The gourmet kitchen is designed for the home chef and entertainer alike, featuring granite countertops, extensive cabinetry, stainless-steel appliances including a newer refrigerator and dishwasher, and seamless flow into the family room and outdoor living areas. Recent interior improvements include new tile flooring throughout the first floor, new laminate flooring upstairs, fresh interior paint throughout the home, and a new washer and dryer, creating a truly move-in-ready experience. A standout feature of this home is the spacious first-floor owner's suite, providing privacy, comfort, and convenience, while an additional first-floor bedroom offers flexibility as a guest suite, home office, gym, or space for multigenerational living. Upstairs, generous loft areas provide endless possibilities for a media room, study space, game room, or additional workspace. Step outside to your own private Florida retreat featuring a screened resort-style pool, summer kitchen, covered lanai, dedicated pool bath, and breathtaking long-range pond views. Recent exterior improvements include a new pool screen enclosure, updated pool equipment, and a recently updated irrigation system, while a recently replaced HVAC system provides added efficiency and peace of mind. Beyond the home itself, Phillips Landing offers outstanding community amenities. Just a short walk away, residents enjoy a playground, tennis courts, and basketball courts, while a picturesque community lake provides an additional recreational area with another playground and scenic surroundings perfect for enjoying Florida's outdoor lifestyle. Perfectly positioned in the heart of Dr. Phillips, residents enjoy convenient access to Restaurant Row, world-class dining, shopping, championship golf, Universal Orlando Resort, Walt Disney World, SeaWorld, Orlando International Airport, major highways, and top-rated schools. Rarely does a home combine this level of space, updates, waterfront views, outdoor living, community amenities, and prime location. Whether you're seeking a luxury waterfront home, a pool home in Dr. Phillips, a residence with a first-floor primary suite, or a move-in-ready property in one of Orlando's most desirable gated communities, this exceptional Phillips Landing home offers the perfect blend of luxury, location, and lifestyle.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
3,687
Sqft
0.27 ac
Lot size
3
Garage
1996
Year built
Two
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,197 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,197/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$323 vs $237
Days on market
38 vs 34 typical
Where $323/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Heritage Bay — neighborhood snapshot
Population
783
Median age
45
Median income
$119,761
Median home value
$572,400
Avg household
3
Households w/ children
62%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
149 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 8814 PHILLIPS BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,195,000
8955 HERITAGE BAY CIRCLE · same community
5 bd · 4.5 ba · 3,415 sqft · $350/sqft · 57 DOM
Sold · Jul ’26$1,085,000
9405 WICKHAM WAY
5 bd · 4 ba · 3,754 sqft · $289/sqft · 5 DOM
Sold · Oct ’25$1,550,000
9137 SOUTHERN BREEZE DRIVE
5 bd · 5 ba · 3,608 sqft · $430/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8814 PHILLIPS BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8814 PHILLIPS BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8814 PHILLIPS BAY DRIVE FAQs
What would the monthly payment be for 8814 PHILLIPS BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,197/mo — principal and interest, the actual property-tax bill, the $236/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8814 PHILLIPS BAY DRIVE?+
The association fee works out to $236 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8814 PHILLIPS BAY DRIVE?+
The most recent tax bill on record (2025) was $11,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8814 PHILLIPS BAY DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,190,000, this home is listed about 205% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8814 PHILLIPS BAY DRIVE?+
Bay Meadows Elementary (elementary), Southwest Middle (middle), Lake Buena Vista High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,190,000 runs 29% above the ORLANDO 32836 median — but at 3,687 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Bay Meadows Elementary, Southwest Middle, Lake Buena Vista High School — Bay Meadows Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ryan Leitter. MLS #O6414258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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