125 POLK STREET, LAKE PLACID, FL, 33852
Active65 days on marketListed Jun 6, 2026MLS #O6414029
About this home
125 POLK STREET
4.45 ACRE AU ZONING. Bring your farm animals! AU allows for Single-family dwelling unit with a minimum of 750 square feet of living space (not including a garage, porch, patio, etc.), which can be a site built home or a modular home that meets Florida Building Codes and is place over a continuous concrete foundation or a mobile home with a minimum area of 480 square feet. A small portion of the property is located in Flood Zone A, which is a Special Flood Hazard Area. However, the remainder of the property indicates Flood Zone X. Power is running along this street. NO HOA. AU zoning includes having your own grove, produce farm, truck garden, horticultural farm, botanical garden, floriculture, nursery, sod farm, crop raising, hydroponic garden, greenhouse, slat house, forestry, beekeeping with use or keeping animals only as incidental or accessory thereto. Please contact the county to ensure your plans would be suitable. LISTING AGENT IS A MEMBER OF THE SELLING LLC.
Facts & features
The home at a glance
4.45 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$833 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$833/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $440K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 519% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 POLK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$207,000
153 GOLFPOINT DRIVE · same community
2 bd · 2 ba · 1,725 sqft · $120/sqft · 31 DOM
Sold · Apr ’26$40,000
12 MELROSE LANE
2 bd · 1 ba · 576 sqft · $69/sqft · 0 DOM
Sold · May ’26$59,000
18 GARY AVENUE
2 bd · 1 ba · 672 sqft · $88/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 POLK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 POLK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 POLK STREET FAQs
What would the monthly payment be for 125 POLK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $833/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 POLK STREET?+
The most recent tax bill on record (2025) was $561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $99,000, this home is listed about 66% below the Lake Placid median of $294,500. The market section on this page shows how the area is trending.
Which schools are assigned to 125 POLK STREET?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RADIUS REALTY GROUP LLC · Toni Xavier. MLS #O6414029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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