796 MINERVA LANE, LAKE MARY, FL, 32746
Active59 days on marketListed Jun 5, 2026MLS #O6414006
About this home
796 MINERVA LANE
Virtually Staged. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 796 Minerva Lane in Lake Mary, a 3-bedroom, 2-bath home offering a functional layout, comfortable living spaces, and a covered patio that extends the home’s everyday living area outdoors. Recent updates include brand new flooring throughout, fresh interior paint, and a roof and AC system installed in 2021, providing added value and peace of mind. Inside, the floorplan provides practical spaces for relaxing, dining, and daily routines. The newly updated flooring and fresh paint create a clean, move-in-ready feel throughout the home. The 3-bedroom layout offers flexibility for residents, guests, a home office, hobby room, or additional storage, while the 2 full bathrooms add convenience for everyday use. The covered patio creates a shaded outdoor space for seating, dining, grilling, or enjoying the Florida weather. The private yard offers room for future personalization, whether used for gardening, pets, play space, outdoor entertaining, or creating a backyard retreat that fits the next owner’s lifestyle. Located in Lake Mary, the home offers access to a well-established Central Florida community known for its convenient location, nearby shopping, dining, parks, schools, and major roadways. The area provides easy connections to Sanford, Heathrow, Longwood, and Orlando, while still offering a residential setting with everyday essentials close by.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,538
Sqft
0.13 ac
Lot size
2
Garage
1990
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,111 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs Lake Mary actives
$260 vs $241
Days on market
59 vs 42 typical
Where $260/sqft sits among the 157 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
90 of 157
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 796 MINERVA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$409,995
751 BIRGHAM PLACE · same community
3 bd · 2.5 ba · 1,631 sqft · $251/sqft · 50 DOM
Sold · Jun ’26$450,000
754 BIRGHAM PLACE · same community
3 bd · 2.5 ba · 1,751 sqft · $257/sqft · 67 DOM
Sold · Apr ’26$335,000
533 REMINGTON OAK DRIVE
2 bd · 2 ba · 1,494 sqft · $224/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 796 MINERVA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 796 MINERVA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
796 MINERVA LANE FAQs
What would the monthly payment be for 796 MINERVA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,111/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 796 MINERVA LANE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 796 MINERVA LANE?+
The most recent tax bill on record (2025) was $4,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 796 MINERVA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $399,900, this home is listed about 7% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Lake Mary market on paper
$399,900 is 7% below the Lake Mary median of $429,000.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6414006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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