David Ramirez
$289,000$295,0002 bd2 ba825 sqft$350 /sqft$2,202 /mo all-in ↓

1701 E BAY STREET, WINTER GARDEN, FL, 34787

Active48 days on marketListed Jun 6, 2026MLS #O6413973

Priced 45% below the WINTER GARDEN 34787 medianReduced $6KSingle Family ResidenceJOE LOUIS PARK FIRST ADD

About this home

1701 E BAY STREET

Welcome to this beautifully renovated 2-bedroom, 2-bath home in the heart of Winter Garden. Blending modern updates with timeless charm, this move-in-ready residence offers stylish finishes, functional living spaces, and a convenient location just minutes from Historic Downtown Winter Garden. Step inside to discover a bright, refreshed interior featuring contemporary flooring, recessed lighting, updated fixtures, and an open, inviting atmosphere. The fully remodeled kitchen showcases elegant white shaker cabinetry, sleek countertops, stainless steel appliances, and modern hardware, creating a clean and sophisticated space for everyday living and entertaining. The renovated bathrooms feature designer-inspired finishes, including a spacious walk-in shower with stunning marble-look tile, upgraded fixtures, and a modern vanity. Thoughtful updates throughout the home provide a fresh, cohesive look while maintaining comfort and functionality. Outside, enjoy a spacious lot shaded by mature trees, offering room for outdoor entertaining, gardening, pets, or future expansion. Fresh exterior improvements and landscaping enhance the home's curb appeal, while the absence of HOA restrictions provides added flexibility and freedom. Conveniently located near shopping, dining, parks, the West Orange Trail, major highways, and all that Downtown Winter Garden has to offer, this turnkey property presents an exceptional opportunity for homeowners and investors alike. Don't miss your chance to own a beautifully updated home in one of Central Florida's most sought-after communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

825

Sqft

0.15 ac

Lot size

1950

Year built

One

Levels

$350

Per sqft

Inside

FlooringCeramic Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Solid Wood Cabinets
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorPrivate Mailbox · Sidewalk

Community & fees

Taxes (2025)$2,560/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,202 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$213
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,115
Interest rate6.00%
Loan term

Estimated payment

$2,202/mo

Principal & interest$1,701
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$213
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$350 vs $261

Days on market

48 vs 31 typical

Where $350/sqft sits among the 400 Winter Garden actives

87
161
76
31 · this home
19
26
$178–226$226–275$275–323$323–372$372–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 1701 E BAY STREET

Drive times from this address

Downtown Orlando21 min
Universal Orlando24 min
Walt Disney World29 min
Orlando Int’l Airport (MCO)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

158 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,000 $6K
Jun 6, 2026Listed at $295,000 · 48 days on market since
1950Built · JOE LOUIS PARK FIRST ADD

Reality check

What actually sold near 1701 E BAY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1701 E BAY STREETSold · Aug ’25

$122,000

1701 E BAY STREET · same community

3 bd · 1 ba · 825 sqft · $148/sqft · 76 DOM

1710 E BAY STREETSold · May ’26

$259,990

1710 E BAY STREET · same community

3 bd · 2 ba · 972 sqft · $267/sqft · 43 DOM

1125 LINCOLN TERRACESold · May ’26

$243,900

1125 LINCOLN TERRACE

3 bd · 1 ba · 814 sqft · $300/sqft · 202 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1701 E BAY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1701 E BAY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1701 E BAY STREET FAQs

What would the monthly payment be for 1701 E BAY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,202/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1701 E BAY STREET?+

The most recent tax bill on record (2025) was $2,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Garden?+

At $289,000, this home is listed about 51% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1701 E BAY STREET?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER GARDEN 34787 market on paper

$289,000 is 45% below the WINTER GARDEN 34787 median of $530,000.

02Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $295,000, now $289,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of STIRLING INTERNATIONAL REAL ES · Rosa Rodriguez. MLS #O6413973.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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