David Ramirez
Pending
$535,0004 bd2 ba2,056 sqft$260 /sqft$3,784 /mo all-in ↓

1389 PONCE DE LEON BOULEVARD, WINTER SPRINGS, FL, 32708

Pending42 days on marketListed Jun 23, 2026MLS #O6413725

Single Family ResidenceSUNRISE UNIT 2-A

About this home

1389 PONCE DE LEON BOULEVARD

LOCATION, LOCATION, LOCATION! Beautifully remodeled home in the heart of Winter Springs, conveniently located near shopping, dining, banking, fresh market , Publix, Oviedo Mall, YMCA, and major roadways (417 & 408). This spacious residence features 4 bedrooms, 2 full bathrooms, 2 car garage and an open functional floor plan ideal for family living and entertaining, two large separate rooms :a dining room and a living room Recent updates include a water heater (2026)new porch (2026), A/C (2017), and roof (2017). The oversized backyard is shaded by magnificent historic oak trees and includes a utility/workshop, building gym, offering endless possibilities. The community features a playground, basketball court, and park, with an additional neighborhood park conveniently located right next door and the HOA fee is paid anually and is exceptionally affordable.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,056

Sqft

0.35 ac

Lot size

2

Garage

1980

Year built

One

Levels

$260

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$32/mo
Taxes (2025)$2,474/yr
PetsCats OK, Dogs OK, Yes
CommunityPark · Playground

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,784 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$206
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$3,784/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$206
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $535K
$460KedgeAI estimate $495,361 · range $479K$504K$556K

vs edgeAI estimate

+8%

Days on market

42 vs 36 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunrise Estates

Map of 1389 PONCE DE LEON BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando35 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Sunrise Estates — neighborhood snapshot

Population

3,962

Median age

41

Median income

$138,242

Median home value

$393,710

Avg household

3

Households w/ children

358

For the school run

Seminole County School District

ElementaryRainbow Elementary School★★★★★
MiddleIndian Trails Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$433K$440K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $535,000 · 42 days on market since
1980Built · SUNRISE UNIT 2-A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1389 PONCE DE LEON BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1389 PONCE DE LEON BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1389 PONCE DE LEON BOULEVARD FAQs

What would the monthly payment be for 1389 PONCE DE LEON BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,784/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1389 PONCE DE LEON BOULEVARD?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1389 PONCE DE LEON BOULEVARD?+

The most recent tax bill on record (2025) was $2,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1389 PONCE DE LEON BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $535,000, this home is listed about 31% above the Winter Springs median of $408,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1389 PONCE DE LEON BOULEVARD?+

Rainbow Elementary School (elementary), Indian Trails Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY PREMIER LLC · Gloria Florez. MLS #O6413725.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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