805 LEISEY CIRCLE, RUSKIN, FL, 33570
Active44 days on marketListed Jun 9, 2026MLS #O6413610
Come see it
Upcoming open house
Sat, Jul 25
1:00 PM – 4:00 PM
About this home
805 LEISEY CIRCLE
805 Leisey Circle offers a rare opportunity to own a move in ready waterfront home with direct access to Tampa Bay. HOME HAS NEVER FLOODED. Situated on the Ruskin Inlet, the property features 124 feet of deep water frontage, a private dock with room for your boat, an expansive waterfront deck, and an elevated homesite. The 3 bedroom, 2 bathroom floor plan includes a remodeled kitchen with high end appliances, renovated bathrooms, premium flooring throughout, updated windows, and a spacious primary suite with dual vanities and a walk in shower. Recent improvements include a roof and exterior paint completed in 2022, a rescreened lanai, recently reinforced seawall and freshly painted deck. Home has never been flooded. With no HOA, no CDD fees, and no rental restrictions, owners have the flexibility to use the property as a primary residence, second home, or investment. Enough space for a future pool while still leaving plenty of room for an RV and other recreational vehicles. Conveniently located near waterfront dining, beaches, and open water access, this property combines updated living space with the benefits of true Florida waterfront living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,071
Sqft
0.21 ac
Lot size
2
Garage
1981
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,720 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,720/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.8%
Days on market
44 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 805 LEISEY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 805 LEISEY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
805 LEISEY CIRCLE FAQs
What would the monthly payment be for 805 LEISEY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 805 LEISEY CIRCLE?+
The most recent tax bill on record (2024) was $9,774. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $649,000, this home is listed about 86% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 805 LEISEY CIRCLE?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 94% above the RUSKIN 33570 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $655,900, now $649,000 — a $7K cut. The full history is in the market section below.
Listing courtesy of THE AGENCY FL · Cristina Porretto. MLS #O6413610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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