1119 COVINGTON STREET, OVIEDO, FL, 32765
Active57 days on marketListed Jun 3, 2026MLS #O6413599
About this home
1119 COVINGTON STREET
VIRTUAL TOUR AVAILABLE. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the highly desirable Oviedo area. With 1,232 SQFT, this home offers a well-designed layout that maximizes space and comfort, providing everything you need for modern living. This property has been thoughtfully updated with major improvements, including a new A/C system installed in 2023, a water heater from 2021, and completely updated plumbing throughout the home completed in 2021, offering peace of mind for years to come. The bathrooms were fully remodeled in 2021, and a new microwave has also been recently installed. One of the standout features of this home is the private pool, perfect for enjoying Florida living year-round. Additionally, the property is equipped with solar panels installed in 2022, which will be paid off at closing—resulting in an average electric bill of approximately $50 monthly, a significant long-term savings for the future homeowner. Located in a community known for its top-rated A schools, this home is also conveniently close to a variety of restaurants, shopping, and recreational areas, making it an ideal location for both families and professionals. Don’t miss the opportunity to own a move-in ready home with valuable upgrades, energy efficiency, and an unbeatable location in Oviedo.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,232
Sqft
0.15 ac
Lot size
2
Garage
1986
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Oviedo actives
$325 vs $248
Days on market
57 vs 25 typical
Where $325/sqft sits among the 198 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
109 of 198
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1119 COVINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$345,000
1082 COVINGTON STREET · same community
3 bd · 2 ba · 1,198 sqft · $288/sqft · 1 DOM
Sold · Jul ’26$382,000
1080 COVINGTON STREET · same community
3 bd · 2 ba · 1,293 sqft · $295/sqft · 2 DOM
Sold · Oct ’25$360,000
1006 WAINRIGHT DRIVE · same community
3 bd · 2 ba · 1,125 sqft · $320/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1119 COVINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1119 COVINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1119 COVINGTON STREET FAQs
What would the monthly payment be for 1119 COVINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1119 COVINGTON STREET?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1119 COVINGTON STREET?+
The most recent tax bill on record (2025) was $5,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1119 COVINGTON STREET?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $399,990, this home is listed about 24% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1119 COVINGTON STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OVIEDO 32765 market on paper
$399,990 is 14% below the OVIEDO 32765 median of $462,450.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
57 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $410,000, now $399,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Carla Valero De Gimenez. MLS #O6413599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oviedo homes, in your inbox
Like 1119 COVINGTON STREET but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →