David Ramirez
$435,000$450,0003 bd2 ba1,950 sqft$223 /sqft$3,811 /mo all-in ↓

397 SILVER MAPLE ROAD, GROVELAND, FL, 34736

Active49 days on marketListed Jun 4, 2026MLS #O6413580

Reduced $15KSingle Family ResidenceCASCADES/GROVELAND PH 2

Come see it

Upcoming open house

Sat, Jul 25

2:00 PM – 5:00 PM

Open house hosted by REALTOR, Tim Veigle

About this home

397 SILVER MAPLE ROAD

Welcome to 397 Silver Maple Road — Resort Living Redefined in Trilogy Orlando. Step into the lifestyle you've earned. Nestled within the prestigious guard-gated community of Trilogy Orlando, this stunning 3-bedroom, 2-bathroom Larkspur Model ranch home offers the perfect blend of turnkey comfort and resort-style living in one of Central Florida's most sought-after 55+ active adult communities. From the moment you arrive, the charming curb appeal — complete with classic dormers and a welcoming screened front porch — sets the tone for everything this home delivers. Inside, the thoughtfully designed split floor plan flows effortlessly around an entertainer's kitchen at its heart, making gatherings natural and everyday living effortless. The flexible third bedroom functions equally well as a home office, hobby room, or guest suite — whatever fits your lifestyle. The home has been meticulously maintained and upgraded throughout: New Roof (2024), New HVAC (2026), New Water Heater (2025), and New custom interior Shutters (2024). The kitchen shines with a new black stainless steel LG InstaView refrigerator (2025), and the leased solar panels transfer with the home and are paid through 2034, keeping your energy costs remarkably low. Step outside and discover your private outdoor retreat — a screened front porch, a screened rear porch, an extended lanai, a built-in outdoor stone gas grill, and an outdoor gas fireplace that transforms every evening into something special. The owner's suite is a tranquil escape, and a clever hidden pass-through connects the primary closet directly to the laundry room — a small detail that makes a big daily difference. Then there's the community itself. The Magnolia House, Trilogy's breathtaking 57,000-square-foot clubhouse, is your personal amenity hub — featuring a full-service restaurant and bar, resort-style pool, fitness center, pickleball and tennis courts, poker rooms, art studios, event spaces, and a packed calendar of classes and activities. Your HOA also includes lawn care, premium cable, high-speed internet, and security system monitoring — so you can spend less time on maintenance and more time living. Homes like this — with this level of upgrades, in this community, at this price — don't last. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,950

Sqft

0.17 ac

Lot size

2

Garage

2014

Year built

One

Levels

$223

Per sqft

Fireplace55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Stone Counters · Window Treatments
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway
ExteriorOther · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$578/mo
Taxes (2025)$3,832/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Solar · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,811 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$319
HOA fee — from the listing$578
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,811/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$319
HOA / condo fee$578
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$329KedgeAI estimate $352,422 · range $343K$386K$452K

vs edgeAI estimate

+23.4%

Days on market

49 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 397 SILVER MAPLE ROAD

Drive times from this address

Downtown Orlando37 min
Universal Orlando40 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$381K$385K

Groveland median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the Groveland median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $15K
Jun 4, 2026Listed at $450,000 · 49 days on market since
2014Built · CASCADES/GROVELAND PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 397 SILVER MAPLE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 397 SILVER MAPLE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

397 SILVER MAPLE ROAD FAQs

What would the monthly payment be for 397 SILVER MAPLE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,811/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 397 SILVER MAPLE ROAD?+

The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 397 SILVER MAPLE ROAD?+

The most recent tax bill on record (2025) was $3,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 397 SILVER MAPLE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $435,000, this home is listed about 9% above the Groveland median of $400,000. The market section on this page shows how the area is trending.

Listing courtesy of WATSON REALTY CORP · Tim Veigle. MLS #O6413580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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