220 STREAMWATER WAY, GROVELAND, FL, 34736
Active27 days on marketListed Jul 6, 2026MLS #O6413504
Come see it
Upcoming open house
Sun, Aug 2
1:00 PM – 5:00 PM
Clients/agents must visit model home located at 7677 Gemstone Street, Groveland, FL 34736 prior to visit.
About this home
220 STREAMWATER WAY
Under Construction. What's Special: No Stairs | Appliances Included | No Rear Neighbors | Flat Lot. New Construction - August Completion! Welcome to the Hummingbird at 220 Streamwater Way in Waterstone! Step inside to a welcoming foyer, where a secondary bedroom and full bath sit on one side, while a separate hallway on the opposite side leads to two additional secondary bedrooms, another full bath, and a convenient laundry room with direct garage access. At the heart of the home, an open-concept layout seamlessly connects the casual dining area, great room, and a well-appointed kitchen complete with a central island and walk-in pantry. A sliding glass door opens to the covered lanai, perfect for enjoying Florida’s indoor-outdoor lifestyle. Tucked away at the back of the home, the private primary suite features a dual sink vanity, walk-in shower, and spacious walk-in closet. Spanning 400+ acres, Waterstone blends seamlessly into Groveland’s natural landscape just minutes from Clermont. Surrounded by Lake County’s rolling hills and nearby lakes, the community offers easy access to the Western Beltway, Florida’s Turnpike, and SR-50. Enjoy planned amenities including a pool, cabana, dog park, Nature Play Space, and Monarch Butterfly Gardens. Additional Highlights Include: quartz countertops and window blinds throughout the home. Photos are for representative purposes only. MLS#O6413504
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,075
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs WATERSTONE
$178 vs $185
Days on market
27 vs 43 typical
Where $178/sqft sits among the 22 homes for sale in WATERSTONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$381K → $385K
Groveland median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 22
WATERSTONE have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 STREAMWATER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$368,000
309 CORNERSTONE DRIVE · same community
4 bd · 3 ba · 2,106 sqft · $175/sqft · 22 DOM
Sold · Jan ’26$372,000
7460 SANDSTONE DRIVE · same community
4 bd · 3 ba · 2,106 sqft · $177/sqft · 20 DOM
Sold · May ’26$395,000
221 STREAMWATER WAY · same community
4 bd · 3 ba · 2,106 sqft · $188/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 STREAMWATER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 STREAMWATER WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
220 STREAMWATER WAY FAQs
What would the monthly payment be for 220 STREAMWATER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,620/mo — principal and interest, estimated property taxes, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 220 STREAMWATER WAY?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 220 STREAMWATER WAY?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 STREAMWATER WAY?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $370,164, this home is listed about 7% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$370,164 is 7% below the Groveland median of $400,000, and at $178/sqft it sits under the Groveland average of $222.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $390,000, now $370,164 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6413504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Groveland homes, in your inbox
Like 220 STREAMWATER WAY but not quite? A daily digest of every new listing in Groveland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →