3712 WATERCLIFF CIRCLE, GRAND ISLAND, FL, 32735
Active65 days on marketListed Jun 4, 2026MLS #O6413318
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About this home
3712 WATERCLIFF CIRCLE
Welcome to The Lucas floor plan, a beautifully designed new construction home located in the quiet & serene Grand Isle community. It offers 4 bedrooms, 2 bathrooms, a 2-car garage, and 1,850 sqft of thoughtfully designed living space, combining modern style, quality craftsmanship, and exceptional value. From the moment you arrive, you'll appreciate the impressive curb appeal featuring a Flagstone® paver driveway, exterior coach lighting, professionally designed landscaping, St. Augustine sod, and a full-coverage irrigation system. Step inside and discover a bright, open-concept floor plan enhanced by the 9'4" ceilings and abundant natural light. The heart of the home is the spacious kitchen, complete with granite countertops, ?modern white cabinetry, stainless steel appliances, a large center island, and a walk-in pantry. Designed for both entertaining and everyday living, the kitchen flows seamlessly into the dining and family rooms, creating a warm and inviting gathering space. The private primary suite offers a peaceful retreat with a spacious walk-in closet and an en-suite bathroom featuring dual sinks and a large walk-in shower. Three additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Tile flooring throughout the main living areas and bathrooms adds both style and durability, while a dedicated laundry room provides extra convenience and storage space. Enjoy Florida living year-round on the covered rear patio, perfect for relaxing, grilling, or spending time with family and friends. Additional builder upgrades include granite countertops throughout, a garage door opener, quality finishes, and thoughtful details designed to make everyday life easier. Located within Grand Isle, residents enjoy low HOA fees and no CDD, all while being conveniently close to historic downtown Eustis, Mount Dora, shopping, dining, parks, and the beautiful Harris Chain of Lakes. Buyers can also enjoy added peace of mind with a 10-Year RWC Warranty and added builder incentives that can help lower closing costs, buy down interest rates, or enhance the homebuying experience. Discover the difference of a Summerpark Home—where upgraded features, larger homesites, and exceptional value come standard.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,850
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,458 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,458/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Grand Island actives
$186 vs $178
Days on market
65 vs 56 typical
Where $186/sqft sits among the 22 Grand Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Grand Island. See the full Grand Island guide →
GRAND ISLAND 32735 — neighborhood snapshot
Population
5,346
Median age
48.7
Median income
$68,503
Median home value
$252,500
Avg household
2.54
Households w/ children
587
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grand Island market
$332K → $348K
Grand Island median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
17 of 22
Grand Island actives have cut their price
Median sold price, Grand Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the GRAND ISLAND 32735 median. See the full Grand Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 3712 WATERCLIFF CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$339,900
3704 WATERCLIFF CIRCLE · same community
3 bd · 2 ba · 1,761 sqft · $193/sqft · 113 DOM
Sold · Apr ’26$329,900
3772 WATERCLIFF CIRCLE · same community
4 bd · 2 ba · 1,672 sqft · $197/sqft · 165 DOM
Sold · Sep ’25$354,990
3755 WATERCLIFF CIRCLE · same community
4 bd · 2 ba · 1,672 sqft · $212/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3712 WATERCLIFF CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3712 WATERCLIFF CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3712 WATERCLIFF CIRCLE FAQs
What would the monthly payment be for 3712 WATERCLIFF CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,458/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3712 WATERCLIFF CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3712 WATERCLIFF CIRCLE?+
The most recent tax bill on record (2025) was $763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3712 WATERCLIFF CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grand Island?+
At $344,900, this home is listed about 8% below the Grand Island median of $372,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3712 WATERCLIFF CIRCLE?+
Treadway Elementary School (elementary), Eustis High School (high), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GRAND ISLAND 32735 market on paper
$344,900 is 8% below the GRAND ISLAND 32735 median of $372,990, and at $186/sqft it sits under the Grand Island average of $198.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $349,113, now $344,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUMMERPARK HOMES REALTY LLC · Buddy Jerome, Iii. MLS #O6413318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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