1060 ROCK HARBOR AVENUE, ORLANDO, FL, 32828
Active57 days on marketListed Jun 9, 2026MLS #O6413301
About this home
1060 ROCK HARBOR AVENUE
Welcome to 1060 Rock Harbor Avenue, a beautifully maintained home offering comfort, convenience, and an ideal Central Florida lifestyle. Located in a desirable guard-gated community of Spring Isle, this home features important updates and sought-after amenities, including a new roof installed in 2021, newer A/C (2021), new water heater 2022, stainless steel appliances, new garbage disposal, an updated refrigerator, and a washer and dryer included. The functional floor plan offers comfortable everyday living with inviting spaces for relaxing, entertaining, and enjoying time at home. Step outside to the screened-in patio and take in the peaceful conservation view, creating a private-feeling outdoor retreat perfect for morning coffee, evening unwinding, or weekend gatherings. The community adds even more value with a resort-style community pool, playground, and guarded gate, offering convenience, recreation, and added peace of mind. This East Orlando home is ideally located near Waterford Lakes Town Center, Avalon Park, shopping, dining, entertainment, parks, schools, and everyday conveniences. With easy access to major highways, including nearby routes connecting to Downtown Orlando, UCF, Research Park, Lake Nona, Orlando International Airport, the Space Coast beaches, and Central Florida theme parks, this location makes commuting and weekend adventures simple. Come see today before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,577
Sqft
0.08 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,048 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs SPRING ISLE
$222 vs $203
Days on market
57 vs 40 typical
Where $222/sqft sits among the 8 homes for sale in SPRING ISLE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Spring Isle — neighborhood snapshot
Population
5,784
Median age
39
Median income
$127,117
Median home value
$385,719
Avg household
3
Households w/ children
632
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $402K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 8
SPRING ISLE have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1060 ROCK HARBOR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$360,000
15253 WINDMILL HARBOR COURT · same community
3 bd · 2.5 ba · 1,608 sqft · $224/sqft · 87 DOM
Sold · Oct ’25$310,000
1034 ENCLAIR STREET · same community
3 bd · 2.5 ba · 1,720 sqft · $180/sqft · 70 DOM
Sold · Nov ’25$343,000
15019 BELLINKOFF LANE · same community
3 bd · 2.5 ba · 1,720 sqft · $199/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1060 ROCK HARBOR AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1060 ROCK HARBOR AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1060 ROCK HARBOR AVENUE FAQs
What would the monthly payment be for 1060 ROCK HARBOR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,048/mo — principal and interest, the actual property-tax bill, the $256/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1060 ROCK HARBOR AVENUE?+
The association fee works out to $256 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1060 ROCK HARBOR AVENUE?+
The most recent tax bill on record (2025) was $5,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1060 ROCK HARBOR AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $349,900, this home is listed about 10% below the Orlando median of $390,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1060 ROCK HARBOR AVENUE?+
Timber Lakes Elementary (elementary), Timber Creek High (high), Timber Springs Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Christina Rampersad. MLS #O6413301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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