3980 MEANDERING BAY DRIVE, APOPKA, FL, 32712
Active61 days on marketListed Jun 3, 2026MLS #O6413283
About this home
3980 MEANDERING BAY DRIVE
Stunning and spacious Pulte Homes Whitestone model built in 2023, located in one of Apopka’s fastest-growing and most desirable communities. This beautifully maintained home offers 4 spacious bedrooms, a massive upstairs loft, and a highly desirable layout with the primary suite conveniently located on the first floor. Designed for modern living, the home features an open-concept floor plan with expansive living and dining areas, abundant natural light, and a large gourmet kitchen perfect for entertaining and everyday comfort. The oversized loft upstairs provides incredible flexibility and can be used as a media room, office, playroom, gym, or second living area. The Whitestone model is one of Pulte Homes’ most popular floor plans, known for its spacious design, functionality, and comfortable flow throughout the home. Conveniently located near SR-429 with quick access to Orlando, Winter Garden, restaurants, shopping centers, parks, and top-rated schools. Enjoy being just minutes away from some of Central Florida’s most popular natural attractions and springs, including Wekiwa Springs State Park and Kelly Park/Rock Springs — perfect for outdoor activities, kayaking, swimming, and family weekends. Built in 2023 and exceptionally maintained, this move-in-ready home offers the perfect combination of space, location, and modern living.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,847
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apopka actives
$1 vs $218
Days on market
61 vs 36 typical
Where $1/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $418K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
179 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 3980 MEANDERING BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$570,000
4175 MEANDERING BAY DRIVE · same community
4 bd · 2.5 ba · 2,709 sqft · $210/sqft · 110 DOM
Sold · Jun ’26$435,000
4070 ROAMING BROOK DRIVE · same community
4 bd · 3 ba · 2,482 sqft · $175/sqft · 186 DOM
Sold · Mar ’26$469,000
4012 MEANDERING BAY DRIVE · same community
4 bd · 2 ba · 2,196 sqft · $214/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3980 MEANDERING BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3980 MEANDERING BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3980 MEANDERING BAY DRIVE FAQs
What would the monthly payment be for 3980 MEANDERING BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3980 MEANDERING BAY DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $3,400, this home is listed about 99% below the Apopka median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3980 MEANDERING BAY DRIVE?+
Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PM ELITE REALTY LLC · Jonathan Casique. MLS #O6413283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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