David Ramirez
$659,0007 bd5 ba4,019 sqft$164 /sqft$5,245 /mo all-in ↓

1241 CHALLENGE DRIVE, DAVENPORT, FL, 33896

Active49 days on marketListed Jun 5, 2026MLS #O6413273

Private poolFully furnishedSingle Family ResidenceSTONEYBROOK SOUTH NORTH PRCL PH 5

About this home

1241 CHALLENGE DRIVE

New to market Buchanan model for sale in the highly sought-after ChampionsGate Resort community! Built in 2021, this spacious 4,019 sq. ft. home offers 8 (converted from 7) bedrooms and 5 bathrooms with fenced-in heated pool and spa. This home has an expansive open-concept design with large center island, quartz countertops, stainless steel appliances, and abundant cabinetry, with the living room flowing into the private backyard pool and spa. The bedrooms are thoughtfully designed and professionally decorated with hand-painted Disney and Universal-themed classics, creating an immersive experience for guests and standing out from other short term rentals. The property is a short walk to a newly constructed waterpark and accessible to the bigger multi-million ChampionsGate clubhouse, where owners and guests enjoy access to resort-style amenities including multiple pools, lazy river, fitness center, sauna, restaurant, sports courts, and more. Ideally located near Walt Disney World, Universal Orlando Resort, shopping, dining, golf, and major highways, this property is perfectly situated as a short term rental investment or secondary vacation home.

Facts & features

The home at a glance

7

Bedrooms

5

Bathrooms

4,019

Sqft

0.14 ac

Lot size

2021

Year built

Two

Levels

$164

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco · Wood Frame (FSC Certified)
FoundationBlock · Slab
FacesNorth
ParkingGuest · On Street
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$437/mo
Taxes (2025)$10,134/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,245 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$844
HOA fee — from the listing$437
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,900
Interest rate6.00%
Loan term

Estimated payment

$5,245/mo

Principal & interest$3,556
PMI (est., until 20% equity)$247
Property taxes (actual bill)$844
HOA / condo fee$437
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $659K
$580KedgeAI estimate $627,120 · range $604K$684K$712K

vs edgeAI estimate

+5.1%

$/sqft vs STONEYBROOK SOUTH NORTH PRCL PH 5

$164 vs $196

Days on market

49 vs 42 typical

Where $164/sqft sits among the 16 homes for sale in STONEYBROOK SOUTH NORTH PRCL PH 5

3 · this home
4
5
3
0
1
$142–166$166–190$190–214$214–238$238–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 1241 CHALLENGE DRIVE

Drive times from this address

Walt Disney World20 min
Universal Orlando31 min
Downtown Orlando37 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

7 of 16

STONEYBROOK SOUTH NORTH PRCL PH 5 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the Davenport median. See the full Davenport market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $659,000 · 49 days on market since
2021Built · STONEYBROOK SOUTH NORTH PRCL PH 5

Reality check

What actually sold near 1241 CHALLENGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1178 DROP LANESold · Aug ’25

$649,000

1178 DROP LANE · same community

9 bd · 5 ba · 4,356 sqft · $149/sqft · 155 DOM

8979 CROQUET COURTSold · Apr ’26

$475,000

8979 CROQUET COURT · same community

4 bd · 3 ba · 2,571 sqft · $185/sqft · 32 DOM

8998 CROQUET COURTSold · Apr ’26

$615,000

8998 CROQUET COURT · same community

4 bd · 3 ba · 2,571 sqft · $239/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1241 CHALLENGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1241 CHALLENGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1241 CHALLENGE DRIVE FAQs

What would the monthly payment be for 1241 CHALLENGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,245/mo — principal and interest, the actual property-tax bill, the $437/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1241 CHALLENGE DRIVE?+

The association fee works out to $437 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1241 CHALLENGE DRIVE?+

The most recent tax bill on record (2025) was $10,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1241 CHALLENGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $659,000, this home is listed about 69% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Jie Liu. MLS #O6413273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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