David Ramirez
$1,750,000$1,799,0004 bd3 ba3,297 sqft$531 /sqft$11,823 /mo all-in ↓

2503 BUTLER BAY DRIVE N, WINDERMERE, FL, 34786

Active63 days on marketListed Jun 3, 2026MLS #O6413242

Reduced $49KWaterfrontPrivate poolSingle Family ResidenceBUTLER BAY

About this home

2503 BUTLER BAY DRIVE N

Set behind the gates of Windermere Club, this lakefront residence delivers everyday comfort with a resort-style backdrop on beautiful Lake Crescent. Offering 4 bedrooms and 3 baths, the home is designed for easy living and effortless entertaining, with bright, open gathering spaces that keep the water views front and center. At the heart of the home, the kitchen pairs generous prep space with a welcoming bar and an adjacent dining area that comfortably seats six, while a separate formal dining room adds flexibility for holidays and special occasions. The main living area is wrapped in expansive windows, filling the home with natural light and framing tranquil lake scenery throughout the day. Step outside to a covered lanai and screened pool area ideal for quiet mornings, sunset dinners, and everything in between. Take a dip in the saltwater pool, now enhanced with a new pool heater and an Aqua Link pool & spa control system for simple, modern management. The primary suite is a private retreat with captivating lake views and a spa-like bath featuring large windows overlooking a secluded courtyard. Three additional bedrooms provide plenty of space for family, guests, or a home office setup. For true lakefront living, enjoy the newer dock with a covered boat lift, perfect for skiing, cruising, kayaking, or paddle boarding whenever the mood strikes. Upgrades and highlights include double pane windows and sliding glass doors, Shark Coating garage floors, a water purifier, Paradise Grill outdoor kitchen with cover and TV, new pool heater, two brand new AC units, a new water heater, plus additional notable improvements throughout. This is the Windermere waterfront lifestyle, refined, relaxed, and ready to enjoy. Be sure to click on the virtual tour links.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,297

Sqft

0.53 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$531

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringBrick/Stone · Carpet · Travertine · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range Hood · Refrigerator · Solar Hot Water Owned · Touchless Faucet · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewWater
FacesNorthwest
ParkingCircular Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · Oversized
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$199/mo
Taxes (2025)$16,376/yr
PetsYes
CommunityWater Access · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,823 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$1,365
HOA fee — from the listing$199
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $175,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $175,000
Interest rate6.00%
Loan term

Estimated payment

$11,823/mo

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property taxes (actual bill)$1,365
HOA / condo fee$199
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$964KedgeAI estimate $1,079,881 · range $1.0M$1.3M$1.8M

vs edgeAI estimate

+62.1%

$/sqft vs Windermere actives

$531 vs $339

Days on market

63 vs 46 typical

Where $531/sqft sits among the 236 Windermere actives

134
45
19 · this home
12
6
20
$223–375$375–527$527–679$679–832$832–984$984+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Butler Bay

Map of 2503 BUTLER BAY DRIVE N inside its neighborhood boundary

Drive times from this address

Universal Orlando21 min
Downtown Orlando24 min
Walt Disney World29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Butler Bay — neighborhood snapshot

Population

316

Median age

46

Median income

$198,837

Median home value

$867,000

Avg household

3

Households w/ children

42%

For the school run

Orange County School District

ElementaryWindermere Elementary★★★★★
HighWindermere High★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$875K$975K

Windermere median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

114 of 236

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 130% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,750,000 $49K
Jun 3, 2026Listed at $1,799,000 · 63 days on market since
1990Built · BUTLER BAY

Reality check

What actually sold near 2503 BUTLER BAY DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2428 BUTLER BAY DRIVE NSold · Jul ’26

$1,115,000

2428 BUTLER BAY DRIVE N · same community

4 bd · 4 ba · 3,387 sqft · $329/sqft · 13 DOM

2804 MARQUESAS COURTSold · Jun ’26

$1,999,000

2804 MARQUESAS COURT · same community

5 bd · 4 ba · 3,649 sqft · $548/sqft · 3 DOM

2931 SUNBITTERN COURTSold · Jun ’26

$1,050,000

2931 SUNBITTERN COURT · same community

4 bd · 3 ba · 4,018 sqft · $261/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2503 BUTLER BAY DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2503 BUTLER BAY DRIVE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2503 BUTLER BAY DRIVE N FAQs

What would the monthly payment be for 2503 BUTLER BAY DRIVE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,823/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2503 BUTLER BAY DRIVE N?+

The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2503 BUTLER BAY DRIVE N?+

The most recent tax bill on record (2025) was $16,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2503 BUTLER BAY DRIVE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $1,750,000, this home is listed about 63% above the Windermere median of $1,075,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2503 BUTLER BAY DRIVE N?+

Windermere Elementary (elementary), Windermere High (high), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,750,000 runs 130% above the WINDERMERE 34786 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Windermere Elementary, Windermere High, Bridgewater Middle — Windermere Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,799,000, now $1,750,000 — a $49K cut. The full history is in the market section below.

Listing courtesy of THE SIMON SIMAAN GROUP · Simon Simaan. MLS #O6413242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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