
3764 FARM BELL PLACE, LAKE MARY, FL, 32746
Active66 days on marketListed Jun 2, 2026MLS #O6413075
About this home
3764 FARM BELL PLACE
An extraordinary sanctuary awaits in the sought-after Steeple Chase community of Lake Mary, where timeless elegance, serene natural beauty and modern luxury converge on a private one-acre estate. Ideally positioned to capture tranquil views of Rice Lake and protected conservation areas, this exceptional residence offers an unparalleled blend of luxury, privacy and natural surroundings. Designed for grand entertaining and everyday comfort, the home features expansive living spaces, soaring ceilings and designer finishes throughout. The exquisite chef’s kitchen is equipped with premium Sub-Zero and Wolf appliances, a convenient pot filler and exceptional functionality sure to impress even the most discerning culinary enthusiast. Thoughtfully designed for comfort and privacy, each bedroom features its en-suite bath, creating a luxurious retreat for family members and guests alike. Oversized windows and thoughtfully designed indoor-outdoor living areas showcase the breathtaking backdrop while filling the home with natural light. Go outside to your private resort-style retreat, where a sparkling pool and spa overlook the peaceful lake and lush conservation views. The fully equipped summer kitchen features a built-in grill with vented hood, sink and beverage refrigerator, creating a setting for outdoor entertaining. Whether hosting gatherings under the covered lanai, enjoying a sunset soak in the spa or relaxing poolside in complete privacy, this home delivers an exceptional lifestyle experience. Residents of Steeple Chase enjoy 24-hour gated security, private park access, and a prime location near top-rated Seminole County schools, upscale dining, boutique shopping and major roadways, providing convenient access to just about everything.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
5,118
Sqft
1 ac
Lot size
3
Garage
2014
Year built
Two
Levels
$371
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,610 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,610/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Lake Mary actives
$371 vs $237
Days on market
66 vs 43 typical
Where $371/sqft sits among the 159 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Steeple Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Steeple Chase — neighborhood snapshot
Population
1,323
Median age
53
Median income
$104,346
Median home value
$576,300
Avg household
2
Households w/ children
133
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 159
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 3764 FARM BELL PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,485,000
3955 EQUINE COVE · same community
5 bd · 4.5 ba · 4,294 sqft · $346/sqft · 27 DOM
Sold · Mar ’26$1,375,000
1420 OIL LAMP COVE · same community
4 bd · 3.5 ba · 4,282 sqft · $321/sqft · 13 DOM
Sold · Apr ’26$1,700,000
5353 Steeple Chase, Boca Raton FL 33496 · same community
4 bd · 5.5 ba · 3,339 sqft · $509/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3764 FARM BELL PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3764 FARM BELL PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3764 FARM BELL PLACE FAQs
What would the monthly payment be for 3764 FARM BELL PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,610/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3764 FARM BELL PLACE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3764 FARM BELL PLACE?+
The most recent tax bill on record (2024) was $15,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3764 FARM BELL PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $1,900,000, this home is listed about 347% above the Lake Mary median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3764 FARM BELL PLACE?+
Lake Mary High School (high), Woodlands Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,900,000 runs 381% above the LAKE MARY 32746 median — but at 5,118 sqft it's also nearly 3 times the size of the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake Mary High School, Woodlands Elementary School, Markham Woods Middle School — Woodlands Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,925,000, now $1,900,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Kristen Wenderfer. MLS #O6413075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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