2777 SOUTHLAND STREET, ST CLOUD, FL, 34772
Active44 days on marketListed Jun 15, 2026MLS #O6412947
About this home
2777 SOUTHLAND STREET
Open concept 3-bedroom, 3-full bathroom home in a premier Central Florida active adult resort community. Residents of Del Webb Twin Lakes enjoy unique access to a 400-acre, natural spring-fed lake for boating and plentiful bass fishing. The HOA maintains a dock and watercraft for residents’ use. This spacious designer home with an over-sized owner’s suite, 10-foot ceilings and 8-foot doors comes move-in ready with porcelain tile floors and stone countertops throughout. Double your living and entertaining space when you open the four-panel pocketing sliding doors onto a large screened lanai with an outdoor kitchen. Your guests will appreciate the luxury of an ensuite secondary bedroom with its own walk-in closet. The split bedroom floor plan provides privacy for all. The clubhouse, fitness center, 3 pools and extensive calendar of organized activities keep you as active as you want to be. Priced to sell in today's market.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,365
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,738 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,738/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs TWIN LAKES PH 2A-2B
$233 vs $222
Days on market
44 vs 33 typical
Where $233/sqft sits among the 10 homes for sale in TWIN LAKES PH 2A-2B
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
1 of 10
TWIN LAKES PH 2A-2B have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2777 SOUTHLAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$539,900
2736 SOUTHLAND STREET · same community
3 bd · 3 ba · 2,365 sqft · $228/sqft · 37 DOM
Sold · Apr ’26$430,000
5081 TWIN LAKES BOULEVARD · same community
3 bd · 2.5 ba · 2,208 sqft · $195/sqft · 238 DOM
Sold · Nov ’25$511,000
2780 SOUTHLAND STREET · same community
3 bd · 2.5 ba · 2,208 sqft · $231/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2777 SOUTHLAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2777 SOUTHLAND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2777 SOUTHLAND STREET FAQs
What would the monthly payment be for 2777 SOUTHLAND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,738/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2777 SOUTHLAND STREET?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2777 SOUTHLAND STREET?+
The most recent tax bill on record (2025) was $9,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2777 SOUTHLAND STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $550,000, this home is listed about 29% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2777 SOUTHLAND STREET?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CLASSIC · Barbara Liston. MLS #O6412947.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 2777 SOUTHLAND STREET but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →