David Ramirez
$339,0004 bd2 ba1,866 sqft$182 /sqft$2,708 /mo all-in ↓

3432 HARRY STREET, APOPKA, FL, 32712

Active52 days on marketListed Jun 2, 2026MLS #O6412901

Priced 29% below the APOPKA 32712 medianSingle Family ResidencePLYMOUTH HILLS

About this home

3432 HARRY STREET

Welcome to your perfect Florida retreat! This charming one-story home offers four spacious bedrooms and two bathrooms, no carpet, with ceramic tile and luxury vinyl. Freshly painted inside and out, this home gives a bright and welcoming atmosphere, ready for you to move right in. Step outside to discover a wooden fence enclosing a large, open yard that’s perfect for outdoor activities, gardening, or simply enjoying the Florida sunshine. The private backyard provides a serene escape, ideal for relaxing or entertaining guests. Additionally, the property features a detached one bedroom house with kitchen and bathroom offering endless potential. Whether you’re looking for additional rental income or a private space for extended family, this suite can meet your needs. Don't miss the chance to make this property your own!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,866

Sqft

0.19 ac

Lot size

1974

Year built

One

Levels

$182

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesNone
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air · Wall/Window Unit(s)
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,828/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,708 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$402
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,708/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$402
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$325KedgeAI estimate $353,790 · range $344K$373K$388K

vs edgeAI estimate

−4.2%

$/sqft vs Apopka actives

$182 vs $217

Days on market

52 vs 28 typical

Where $182/sqft sits among the 400 Apopka actives

71 · this home
147
98
45
14
25
$155–188$188–220$220–253$253–286$286–318$318+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plymouth

Map of 3432 HARRY STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando29 min
Universal Orlando33 min
Walt Disney World38 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Plymouth — neighborhood snapshot

Population

1,435

Median age

42

Median income

$109,238

Median home value

$414,844

Avg household

3

Households w/ children

172

For the school run

Orange County School District

MiddleWolf Lake Middle★★★★★
ElementaryZellwood Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

183 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Jun 2, 2026Listed at $339,000 · 52 days on market since
1974Built · PLYMOUTH HILLS

Reality check

What actually sold near 3432 HARRY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2555 PALMETTO RIDGE CIRCLESold · Aug ’25

$395,000

2555 PALMETTO RIDGE CIRCLE

4 bd · 2 ba · 1,876 sqft · $211/sqft · 48 DOM

2636 GRASSMOOR LOOPSold · Jun ’26

$395,000

2636 GRASSMOOR LOOP

3 bd · 2 ba · 1,909 sqft · $207/sqft · 25 DOM

2563 BREEZY MEADOW ROADSold · Aug ’25

$400,000

2563 BREEZY MEADOW ROAD

3 bd · 2 ba · 1,916 sqft · $209/sqft · -15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3432 HARRY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3432 HARRY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3432 HARRY STREET FAQs

What would the monthly payment be for 3432 HARRY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,708/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3432 HARRY STREET?+

The most recent tax bill on record (2025) was $4,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3432 HARRY STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $339,000, this home is listed about 24% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 3432 HARRY STREET?+

Wolf Lake Middle (middle), Zellwood Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ELLE REALTY SERVICES LLC · Michelle Sverrisson. MLS #O6412901.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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