344 CERVANTES DRIVE, KISSIMMEE, FL, 34743
Active47 days on marketListed Jun 17, 2026MLS #O6412840
About this home
344 CERVANTES DRIVE
Welcome to Rio Hills, a quaint, gated townhome community offering a peaceful residential feel and a low-maintenance lifestyle. This move-in ready 2-bedroom, 1.5-bathroom unit enjoys a premium location directly across from the community pool and clubhouse, tucked into an established neighborhood with an inviting local vibe.Enjoy ultimate peace of mind with massive, high-ticket structural and mechanical upgrades, including a New Roof (2025), New HVAC (2026), and a New Hot Water Heater (2026). THE INTERIOR:Step inside to find extensive modern updates, featuring freshly painted walls, sleek laminate flooring, and an open kitchen elevated by a custom-tiled backsplash. The functional first floor seamlessly connects the living room, kitchen, and a versatile dining/flex space, complete with a guest half-bath and direct access to the back patio. Upstairs serves as a quiet retreat, offering a restful primary suite, a full bathroom with a luxury walk-in shower (2024), and a comfortable secondary bedroom completely refreshed with a new ceiling and flooring (2025). COMMUNITY & PARKING:The HOA covers private gates, common area maintenance, and access to the pool and clubhouse. Parking is a breeze with your designated spot right in front of the unit (marked with the unit number), plus visitor parking conveniently located next to the pool (restrictions apply). PETS: Bring your furry friends! The community allows a maximum of 3 pets (restrictions apply). INVESTORS: Will love this stable, high-demand area—long-term renting is permitted with a 12-month minimum lease (no short-term rentals). THE LOCATION:Perfectly situated near local dining, shopping, top-rated schools, and major highways. You are just minutes away from Orlando's world-famous theme parks, attractions, and a short drive to Florida’s beautiful beaches.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
960
Sqft
0.01 ac
Lot size
2003
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,029 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,029/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Kissimmee actives
$229 vs $207
Days on market
47 vs 51 typical
Where $229/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34743 — neighborhood snapshot
Population
40,656
Median age
38
Median income
$59,186
Median home value
$277,700
Avg household
3.35
Households w/ children
4,224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
168 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the KISSIMMEE 34743 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 344 CERVANTES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
2178 CYPRESS BAY BOULEVARD
2 bd · 2 ba · 1,000 sqft · $250/sqft · 18 DOM
Sold · Apr ’26$239,000
2355 WATER VIEW LOOP
2 bd · 2 ba · 1,000 sqft · $239/sqft · 39 DOM
Sold · Dec ’25$275,000
215 LA PAZ DRIVE
2 bd · 2 ba · 1,000 sqft · $275/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 344 CERVANTES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 344 CERVANTES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
344 CERVANTES DRIVE FAQs
What would the monthly payment be for 344 CERVANTES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,029/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 344 CERVANTES DRIVE?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 344 CERVANTES DRIVE?+
The most recent tax bill on record (2025) was $2,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 344 CERVANTES DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $219,900, this home is listed about 42% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 344 CERVANTES DRIVE?+
Parkway Middle School (middle), Boggy Creek Elementary School (elementary), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Erin Tompkins. MLS #O6412840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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