2314 NUTHATCH STREET, ST CLOUD, FL, 34771
Active51 days on marketListed Jun 1, 2026MLS #O6412765
About this home
2314 NUTHATCH STREET
Welcome to the one buyers have been waiting for in Live Oak Lake. This beautifully upgraded 6 bedroom home combines luxury finishes, functional space, and breathtaking views that truly set it apart. From the backyard, enjoy stunning views of Live Oak Lake that create the perfect backdrop for peaceful mornings, relaxing evenings, and unforgettable gatherings. Inside, the home features a spacious designer kitchen that was made for entertaining, family holidays, and everyday living with seamless flow into the open concept living and dining areas. Freshly painted and thoughtfully upgraded throughout, this home offers both style and comfort at every turn. The oversized primary suite features a luxurious super shower, while additional upgrades include a retractable screen on the back lanai, closed circuit security cameras for added peace of mind, and over $150,000 in upgrades throughout the property. With expansive living spaces, generously sized bedrooms, and a layout that works beautifully for families, guests, or multi generational living, this home stands out from the competition. Located in one of St. Cloud’s most desirable communities with convenient access to Lake Nona, top rated schools, shopping, dining, and major roadways, this is a rare opportunity to own a truly special home with luxury, space, and unforgettable lake views.
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
4,201
Sqft
0.19 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,843 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,843/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs LIVE OAK LAKE PH 1
$155 vs $196
Days on market
51 vs 33 typical
Where $155/sqft sits among the 7 homes for sale in LIVE OAK LAKE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 7
LIVE OAK LAKE PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2314 NUTHATCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$373,000
2130 BUR OAK BOULEVARD · same community
4 bd · 2 ba · 1,610 sqft · $232/sqft · 70 DOM
Sold · Apr ’26$400,000
5225 CHICKADEE STREET · same community
3 bd · 2 ba · 1,341 sqft · $298/sqft · 126 DOM
Sold · Mar ’26$490,000
4749 RIVERWALK DRIVE
5 bd · 4.5 ba · 3,701 sqft · $132/sqft · 419 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2314 NUTHATCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2314 NUTHATCH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2314 NUTHATCH STREET FAQs
What would the monthly payment be for 2314 NUTHATCH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,843/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2314 NUTHATCH STREET?+
The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2314 NUTHATCH STREET?+
The most recent tax bill on record (2025) was $9,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2314 NUTHATCH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $650,000, this home is listed about 53% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2314 NUTHATCH STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 53% above the ST CLOUD 34771 median — but at 4,201 sqft it's also nearly twice the size of the typical St Cloud listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $695,000, now $650,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLA REAL ESTATE SERVICES · Brian Emmans. MLS #O6412765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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