David Ramirez
$900,0006 bd5 ba2,876 sqft$313 /sqft$5,992 /mo all-in ↓

402 E MAPLE STREET, WINTER GARDEN, FL, 34787

Active26 days on marketListed Jun 26, 2026MLS #O6412747

Single Family ResidenceEAST GARDEN MANOR ADD 03 REP

About this home

402 E MAPLE STREET

Rare opportunity to own a unique corner-lot property featuring two attached residences, each with its own street frontage, private entrance, covered front porch, two-car garage, no HOA, and identical floor plan. Unlike a traditional side-by-side duplex, each residence faces a different street, creating the appearance and feel of two individual homes while offering the convenience of a connected design. Designed for both comfort and flexibility, each home features a spacious living and dining area, a bright kitchen with French doors leading to the backyard, and a convenient first-floor guest powder bath. Upstairs, all bedrooms are thoughtfully positioned for added privacy. The primary suite includes a private ensuite bath, while the secondary bedrooms are generously sized and complemented by abundant storage throughout each residence. The Wilson Street residence has been thoughtfully upgraded with luxury vinyl flooring, an enhanced kitchen with stone counters and gas cooking, beautifully updated bathrooms, and an attractive staircase that adds character and style. The Maple Street residence has been a consistently popular rental and has been exceptionally maintained, offering a spotless interior that reflects pride of ownership. The location offers exceptional convenience with nearby access to Downtown Winter Garden, one of Central Florida’s most sought-after destinations. Enjoy a vibrant mix of locally owned restaurants, cafés, boutiques, specialty shops, the award-winning Winter Garden Farmers Market, seasonal festivals, live entertainment, and the renowned West Orange Trail. The property also provides convenient access to the Florida State Road 429, Florida State Road 408, and Florida’s Turnpike, making travel throughout Central Florida simple. Popular destinations, including Winter Garden Village, Walt Disney World Resort, major employment centers, shopping, dining, entertainment, parks, and everyday conveniences, are all nearby. Whether you’re seeking a property that offers exceptional flexibility for evolving lifestyle needs, the opportunity to generate rental income, or the convenience of two complete residences under one roof, this distinctive property delivers a rare combination of privacy, functionality, and long-term versatility. Opportunities like this are seldom available, especially with a layout that allows each residence to maintain its own identity while remaining connected.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

2,876

Sqft

0.23 ac

Lot size

4

Garage

2021

Year built

Two

Levels

$313

Per sqft

City viewPets allowed

Inside

FlooringCeramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air · Zoned
HeatingElectric · Heat Pump · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewCity
FacesWest
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$7,658/yr
PetsYes
CommunityDog Park · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Propane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,992 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property tax — 2025 actual bill$638
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,992/mo

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property taxes (actual bill)$638
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$313 vs $261

Days on market

26 vs 31 typical

Where $313/sqft sits among the 400 Winter Garden actives

75
151
86 · this home
37
23
28
$175–221$221–267$267–314$314–360$360–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Winter Garden

Map of 402 E MAPLE STREET inside its neighborhood boundary

Get to know Winter Garden. See the full Winter Garden guide →

East Winter Garden — neighborhood snapshot

Population

4,427

Median age

35

Median income

$48,340

Median home value

$232,691

Avg household

4

Households w/ children

414

For the school run

Orange County School District

ElementaryWilliam S Maxey Elementary★★★★★
HighWest Orange High★★★★
MiddleLakeview Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

165 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $900,000 · 26 days on market since
2021Built · EAST GARDEN MANOR ADD 03 REP

Reality check

What actually sold near 402 E MAPLE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

403 COURTLEA CREEK DRIVESold · Oct ’25

$950,000

403 COURTLEA CREEK DRIVE

5 bd · 3 ba · 2,886 sqft · $329/sqft · 41 DOM

740 GARDEN WEST TERRACESold · Mar ’26

$1,200,000

740 GARDEN WEST TERRACE

5 bd · 4 ba · 2,890 sqft · $415/sqft · 14 DOM

410 S MAIN STREETSold · Nov ’25

$750,000

410 S MAIN STREET

5 bd · 4 ba · 2,813 sqft · $267/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 402 E MAPLE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 402 E MAPLE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

402 E MAPLE STREET FAQs

What would the monthly payment be for 402 E MAPLE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,992/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 402 E MAPLE STREET?+

The most recent tax bill on record (2025) was $7,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 402 E MAPLE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $900,000, this home is listed about 53% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 402 E MAPLE STREET?+

William S Maxey Elementary (elementary), West Orange High (high), Lakeview Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$900,000 runs 68% above the WINTER GARDEN 34787 median — but at 2,876 sqft it's also 32% larger than the typical Winter Garden listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

William S Maxey Elementary, West Orange High, Lakeview Middle — West Orange High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 CARIOTI · David Dorman. MLS #O6412747.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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