5234 MAGNOLIA TERRACE, FRUITLAND PARK, FL, 34731
Active69 days on marketListed Jun 4, 2026MLS #O6412465
About this home
5234 MAGNOLIA TERRACE
Virtually Staged. HALF ACRE LOT, a SCREENED POOL, NO REAR NEIGHBORS, and CANAL ACCESS to LAKE GRIFFIN set the stage for this Kings Cove home, offering endless potential in one of Fruitland Park's established communities! Major improvements include NEW UPGRADED WOOD LAMINATE FLOORING THROUGHOUT, updated A/C (2018), water heater updated (2017), and roof updates completed in 2017 and 2019 for added peace of mind. Surrounded by MATURE TREES with WOODED VIEWS, this 3-bedroom, 2-bath home sits on a spacious .50 ACRE LOT with abundant green space and a sense of privacy that's becoming harder to find. Inside, the SPLIT BEDROOM floor plan provides comfortable everyday living, with the PRIMARY SUITE tucked away on one side of the home featuring a private en-suite bath and direct access to the Florida room. On the opposite side, bedrooms two and three share the second full bath, with one bedroom offering en-suite bath access and the other opening directly to the Florida room through sliding glass doors. Welcoming you home, the living room offers a charming WOOD BURNING FIREPLACE, built-in shelving, a large picture window, and an open flow into the dining area. Large windows and sliding glass doors throughout fill the home with natural light while showcasing the peaceful outdoor setting. One of the standout features is the massive ENCLOSED LANAI/FLORIDA ROOM overlooking the screened pool, creating the perfect space for entertaining, relaxing, or enjoying year-round INDOOR/OUTDOOR LIVING. The backyard offers plenty of room to spread out, garden, play, or simply enjoy the wooded backdrop. Located in the established Kings Cove community with NO HOA, you will enjoy the freedom to bring your boat and take advantage of nearby Lake Griffin, which is practically in your backyard. Conveniently situated just minutes from US-441, shopping, dining, parks, lakes, and everyday essentials, this location offers a peaceful lifestyle outside the hustle and bustle of Orlando while keeping every convenience within easy reach. Solidly built with great bones, a desirable layout, and room to add your own personal touches, this pool home presents a fantastic opportunity to create the Florida lifestyle you have been dreaming of. Call today to schedule a tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.5 ac
Lot size
2
Garage
1979
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fruitland Park actives
$258 vs $190
Days on market
69 vs 37 typical
Where $258/sqft sits among the 72 Fruitland Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fruitland Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fruitland Park. See the full Fruitland Park guide →
FRUITLAND PARK 34731 — neighborhood snapshot
Population
12,239
Median age
48.7
Median income
$63,329
Median home value
$185,900
Avg household
2.4
Households w/ children
978
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fruitland Park market
$345K → $277K
Fruitland Park median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
30 of 72
Fruitland Park actives have cut their price
Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 5234 MAGNOLIA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,000
4421 STEED TERRACE · same community
4 bd · 2.5 ba · 1,788 sqft · $215/sqft · 217 DOM
Sold · Jun ’26$287,500
4428 STEED TERRACE · same community
3 bd · 2.5 ba · 1,800 sqft · $160/sqft · 0 DOM
Sold · Jun ’26$385,000
35401 WILLOW CIRCLE · same community
5 bd · 2 ba · 1,881 sqft · $205/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5234 MAGNOLIA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5234 MAGNOLIA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5234 MAGNOLIA TERRACE FAQs
What would the monthly payment be for 5234 MAGNOLIA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5234 MAGNOLIA TERRACE?+
The most recent tax bill on record (2025) was $783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5234 MAGNOLIA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fruitland Park?+
At $335,000, this home is listed about 3% below the Fruitland Park median of $344,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5234 MAGNOLIA TERRACE?+
Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$335,000 runs 12% above the FRUITLAND PARK 34731 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $350,000, now $335,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6412465.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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