1011 MONTCLAIR ROAD, COCOA, FL, 32922
Active49 days on marketListed Jun 2, 2026MLS #O6412294
About this home
1011 MONTCLAIR ROAD
Virtually Staged. BACK ON THE MARKET due to buyer's financing falling through! Centrally located in Cocoa, this beautifully and completely remodeled 3-bedroom home offers modern living with absolute peace of mind! Fully upgraded from top to bottom, the property features a brand-new roof, a brand-new AC system, a brand-new water heater, and fresh premium paint inside and out. Step inside to discover a bright, turn-key interior highlighted by brand-new flooring throughout. The stunning, brand-new kitchen boasts sleek stainless steel appliances, premium finishes, and plenty of space. Both the kitchen and the bathrooms have been meticulously and fully renovated with high-quality, contemporary details.Enjoy a seamless blend of comfort, style, and efficiency in a non-Homestead property with public utilities. Perfect for first-time homebuyers or investors looking for a worry-free asset. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
888
Sqft
0.29 ac
Lot size
1961
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,725 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,725/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cocoa actives
$248 vs $208
Days on market
49 vs 18 typical
Where $248/sqft sits among the 99 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge Estates
Get to know Cocoa. See the full Cocoa guide →
Pine Ridge Estates — neighborhood snapshot
Population
817
Median age
51
Median income
$54,592
Median home value
$122,888
Avg household
2
Households w/ children
31%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
35 of 99
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the COCOA 32922 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1011 MONTCLAIR ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$203,000
1109 WILLOW LANE · same community
3 bd · 1 ba · 968 sqft · $210/sqft · 20 DOM
Sold · Apr ’26$100,000
1204 JAPONICA LANE · same community
3 bd · 1.5 ba · 1,044 sqft · $96/sqft · 0 DOM
Sold · Mar ’26$205,000
1109 ALAMANDA LANE · same community
3 bd · 2 ba · 1,173 sqft · $175/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1011 MONTCLAIR ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1011 MONTCLAIR ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1011 MONTCLAIR ROAD FAQs
What would the monthly payment be for 1011 MONTCLAIR ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1011 MONTCLAIR ROAD?+
The most recent tax bill on record (2025) was $2,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cocoa?+
At $219,900, this home is listed about 29% below the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1011 MONTCLAIR ROAD?+
Endeavour Elementary School (elementary), Cocoa High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$219,900 runs 13% above the COCOA 32922 median.
02Time on market is leverage
49 days on market against a Cocoa median of 18 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $229,000, now $219,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Julian Carvajal, Llc. MLS #O6412294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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