4909 OLIVIA COURT, ST CLOUD, FL, 34772
Pending52 days on marketListed Jun 1, 2026MLS #O6412214
About this home
4909 OLIVIA COURT
Virtually Staged. Fully Furnished Waterfront Retreat with included solar panels for a reduced electric bill! Welcome to 4909 Olivia Court, a beautifully maintained 4-bedroom, 2-bathroom single-family home in St. Cloud, offering the perfect blend of comfort, convenience, and outdoor living. Move right in and enjoy a fully furnished home designed for easy living. The spacious floor plan provides ample room for families, professionals, or anyone looking to enjoy a turnkey rental in a peaceful waterfront setting and lake access. One of the standout features of this property is the private boat dock located in the backyard, offering direct access to the water for boating, fishing, kayaking, or simply enjoying Florida's beautiful sunsets from your own backyard. This home also comes equipped with solar panels, providing a significant benefit to tenants with low electric bill. In addition, high-speed 1 Gig internet service is included in the rent, making it ideal for remote work, streaming, gaming, and everyday connectivity. The home also offers a water filtration system. The generous living spaces, comfortable furnishings, and waterfront views create a relaxing atmosphere both inside and out. Whether you're entertaining guests, spending time with family, or enjoying a quiet evening by the water, this property offers a lifestyle that's hard to find. Conveniently located near shopping, dining, schools, major roadways, and Lake Nona Medical City. Rarely does a rental offer this combination of space, furnishings, waterfront access, private boat dock, solar-powered savings, and included high-speed internet. Schedule your private showing today and discover everything this exceptional St. Cloud home has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,714
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4909 OLIVIA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4909 OLIVIA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4909 OLIVIA COURT FAQs
What would the monthly payment be for 4909 OLIVIA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4909 OLIVIA COURT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,500, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4909 OLIVIA COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of 1 ELEVEN REALTY · Ingrid Rojas. MLS #O6412214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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