1022 SILCOX BRANCH CIRCLE, OVIEDO, FL, 32765
Active54 days on marketListed Jun 1, 2026MLS #O6412203
About this home
1022 SILCOX BRANCH CIRCLE
Welcome to this beautifully maintained 4-bedroom, 3-bathroom, 2,355 sq ft 1-story home in the highly sought-after Twin Rivers Community in the River Crossing Long Branch Lane Community, in the heart of Oviedo! Nestled on a premium homesite backing to a peaceful conservation area, this property offers privacy, energy efficiency, and flexible living spaces to suit a variety of lifestyles. From the moment you enter, you'll appreciate the soaring ceilings, abundant natural light, and skylights that create a bright and airy atmosphere throughout the home. The spacious kitchen is the heart of the home, featuring new appliances (2026), a convenient breakfast bar, and a cozy eat-in dining area, making it perfect for everyday living and entertaining. The home boasts a 52-panel solar system (paid in full), helping keep electric bills at an average of approximately $35 per month. Additional major updates include a newer A/C (2020), roof replaced in 2018, washer and dryer in 2024, and a complete re-pipe in 2014, providing years of worry-free ownership. Enjoy the flexibility of multiple living spaces, with the former formal living room and family room converted into versatile flex rooms that can easily serve as home offices, a gym, playroom, media room, or even additional bedrooms. A cozy wood-burning fireplace adds warmth and character to the home. Step outside to your own private retreat, where an expansive covered lanai spanning the entire width of the home overlooks a peaceful conservation area. The backyard is enhanced by mature fruit trees, offering both beauty and bounty. Located in a community with a low HOA, residents enjoy access to a neighborhood park and walking trails. All of this is just minutes from shopping, dining, entertainment, banking, and everything that makes Oviedo one of Central Florida's most desirable places to call home. With major system updates, exceptional energy efficiency, flexible living spaces, and a prime Oviedo location, this home truly has it all!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,355
Sqft
0.27 ac
Lot size
2
Garage
1989
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,769 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Oviedo actives
$219 vs $251
Days on market
54 vs 25 typical
Where $219/sqft sits among the 203 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Rivers
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Twin Rivers — neighborhood snapshot
Population
8,738
Median age
39
Median income
$131,063
Median home value
$432,766
Avg household
3
Households w/ children
1,192
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
111 of 203
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1022 SILCOX BRANCH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$580,000
1008 JACKSON CREEK COURT · same community
4 bd · 2.5 ba · 2,311 sqft · $251/sqft · 54 DOM
Sold · Feb ’26$450,000
1011 LONG BRANCH LANE · same community
4 bd · 2 ba · 2,010 sqft · $224/sqft · 5 DOM
Sold · Jul ’25$515,000
1032 SILCOX BRANCH CIRCLE · same community
4 bd · 2 ba · 2,010 sqft · $256/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1022 SILCOX BRANCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1022 SILCOX BRANCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1022 SILCOX BRANCH CIRCLE FAQs
What would the monthly payment be for 1022 SILCOX BRANCH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,769/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1022 SILCOX BRANCH CIRCLE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1022 SILCOX BRANCH CIRCLE?+
The most recent tax bill on record (2025) was $3,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1022 SILCOX BRANCH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $516,000, this home is listed about 2% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1022 SILCOX BRANCH CIRCLE?+
Carillon Elementary School (elementary), Hagerty High School (high), Chiles Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$516,000 runs 11% above the OVIEDO 32765 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
54 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Chiles Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $524,000, now $516,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Elizabeth Vermilya. MLS #O6412203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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